SWIFT Code SPKUAT22 — SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877, KUFSTEIN

About SWIFT Code SPKUAT22 — SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877, KUFSTEIN

SWIFT code SPKUAT22 is the official 8-character head-office BIC (Bank Identifier Code) for SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 in KUFSTEIN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 for all outward international remittances from KUFSTEIN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPKUAT22

The code SPKUAT22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPKUAT22

Receiving International Wire Transfers

To receive money from abroad at your SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 account in KUFSTEIN, share SWIFT code SPKUAT22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877, KUFSTEIN must provide SWIFT code SPKUAT22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 in KUFSTEIN rely on SWIFT code SPKUAT22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 →

For cheque clearing or NACH mandates, use the MICR code for SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 →

For TDS challan deposits, find the BSR code for SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 →

How SWIFT Code SPKUAT22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPKUAT22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877 receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPKUAT22

• Spaces or lowercase letters — Always enter SPKUAT22 uppercase with no spaces.
• Using the wrong city — This code is for KUFSTEIN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPKUAT22 directly with SPARKASSE KUFSTEIN TIROLER SPARKASSE VON 1877's KUFSTEIN branch or via the SWIFT BIC Directory.