SWIFT Code SPIMAT21 — SPARKASSE IMST AG, IMST

About SWIFT Code SPIMAT21 — SPARKASSE IMST AG, IMST

SWIFT code SPIMAT21 is the official 8-character head-office BIC (Bank Identifier Code) for SPARKASSE IMST AG in IMST, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE IMST AG for all outward international remittances from IMST. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPIMAT21

The code SPIMAT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPIMAT21

Receiving International Wire Transfers

To receive money from abroad at your SPARKASSE IMST AG account in IMST, share SWIFT code SPIMAT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE IMST AG, IMST must provide SWIFT code SPIMAT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARKASSE IMST AG in IMST rely on SWIFT code SPIMAT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE IMST AG →

For cheque clearing or NACH mandates, use the MICR code for SPARKASSE IMST AG →

For TDS challan deposits, find the BSR code for SPARKASSE IMST AG →

How SWIFT Code SPIMAT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPIMAT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE IMST AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPARKASSE IMST AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPIMAT21

• Spaces or lowercase letters — Always enter SPIMAT21 uppercase with no spaces.
• Using the wrong city — This code is for IMST only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPIMAT21 directly with SPARKASSE IMST AG's IMST branch or via the SWIFT BIC Directory.