SWIFT Code SPKIAT2K — SPARKASSE DER STADT KITZBUEHEL, KITZBUEHEL

About SWIFT Code SPKIAT2K — SPARKASSE DER STADT KITZBUEHEL, KITZBUEHEL

SWIFT code SPKIAT2K is the official 8-character head-office BIC (Bank Identifier Code) for SPARKASSE DER STADT KITZBUEHEL in KITZBUEHEL, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE DER STADT KITZBUEHEL for all outward international remittances from KITZBUEHEL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPKIAT2K

The code SPKIAT2K follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPKIAT2K

Receiving International Wire Transfers

To receive money from abroad at your SPARKASSE DER STADT KITZBUEHEL account in KITZBUEHEL, share SWIFT code SPKIAT2K with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE DER STADT KITZBUEHEL, KITZBUEHEL must provide SWIFT code SPKIAT2K. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARKASSE DER STADT KITZBUEHEL in KITZBUEHEL rely on SWIFT code SPKIAT2K for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE DER STADT KITZBUEHEL →

For cheque clearing or NACH mandates, use the MICR code for SPARKASSE DER STADT KITZBUEHEL →

For TDS challan deposits, find the BSR code for SPARKASSE DER STADT KITZBUEHEL →

How SWIFT Code SPKIAT2K Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPKIAT2K and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE DER STADT KITZBUEHEL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPARKASSE DER STADT KITZBUEHEL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPKIAT2K

• Spaces or lowercase letters — Always enter SPKIAT2K uppercase with no spaces.
• Using the wrong city — This code is for KITZBUEHEL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPKIAT2K directly with SPARKASSE DER STADT KITZBUEHEL's KITZBUEHEL branch or via the SWIFT BIC Directory.