SWIFT Code SVIEAT21 — SPARDA-BANK AUSTRIA SUED EGEN, VILLACH
Verified SWIFT/BIC code for SPARDA-BANK AUSTRIA SUED EGEN in VILLACH, Austria. Use this code for international wire transfers.
VILLACH
SPARDA-BANK AUSTRIA SUED EGEN · Austria
SWIFT / BIC Code
SVIEAT21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
VILLACH
City
Country Code
AT
Connection Status
Active
About SWIFT Code SVIEAT21 — SPARDA-BANK AUSTRIA SUED EGEN, VILLACH
SWIFT code SVIEAT21 is the official 8-character head-office BIC (Bank Identifier Code) for SPARDA-BANK AUSTRIA SUED EGEN in VILLACH, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SPARDA-BANK AUSTRIA SUED EGEN for all outward international remittances from VILLACH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SVIEAT21
The code SVIEAT21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SVIE | 4 letters | Identifies SPARDA-BANK AUSTRIA SUED EGEN as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 21 | 2 chars | City/region identifier within Austria |
When to Use SWIFT Code SVIEAT21
Receiving International Wire Transfers
To receive money from abroad at your SPARDA-BANK AUSTRIA SUED EGEN account in VILLACH, share SWIFT code SVIEAT21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SPARDA-BANK AUSTRIA SUED EGEN, VILLACH must provide SWIFT code SVIEAT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SPARDA-BANK AUSTRIA SUED EGEN in VILLACH rely on SWIFT code SVIEAT21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SVIEAT21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARDA-BANK AUSTRIA SUED EGEN →
For cheque clearing or NACH mandates, use the MICR code for SPARDA-BANK AUSTRIA SUED EGEN →
For TDS challan deposits, find the BSR code for SPARDA-BANK AUSTRIA SUED EGEN →
How SWIFT Code SVIEAT21 Routes an International Transfer
- Initiation: The sender provides SWIFT code SVIEAT21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SPARDA-BANK AUSTRIA SUED EGEN.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SPARDA-BANK AUSTRIA SUED EGEN receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SVIEAT21
- Spaces or lowercase letters — Always enter
SVIEAT21uppercase with no spaces. - Using the wrong city — This code is for VILLACH only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SVIEAT21 directly with SPARDA-BANK AUSTRIA SUED EGEN's VILLACH branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SPARDA-BANK AUSTRIA SUED EGEN's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
