SWIFT Code SBGSAT2S — SALZBURGER SPARKASSE BANK AG, SALZBURG

About SWIFT Code SBGSAT2S — SALZBURGER SPARKASSE BANK AG, SALZBURG

SWIFT code SBGSAT2S is the official 8-character head-office BIC (Bank Identifier Code) for SALZBURGER SPARKASSE BANK AG in SALZBURG, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SALZBURGER SPARKASSE BANK AG for all outward international remittances from SALZBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SBGSAT2S

The code SBGSAT2S follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SBGSAT2S

Receiving International Wire Transfers

To receive money from abroad at your SALZBURGER SPARKASSE BANK AG account in SALZBURG, share SWIFT code SBGSAT2S with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SALZBURGER SPARKASSE BANK AG, SALZBURG must provide SWIFT code SBGSAT2S. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SALZBURGER SPARKASSE BANK AG in SALZBURG rely on SWIFT code SBGSAT2S for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SALZBURGER SPARKASSE BANK AG →

For cheque clearing or NACH mandates, use the MICR code for SALZBURGER SPARKASSE BANK AG →

For TDS challan deposits, find the BSR code for SALZBURGER SPARKASSE BANK AG →

How SWIFT Code SBGSAT2S Routes an International Transfer

1. Initiation: The sender provides SWIFT code SBGSAT2S and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SALZBURGER SPARKASSE BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SALZBURGER SPARKASSE BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SBGSAT2S

• Spaces or lowercase letters — Always enter SBGSAT2S uppercase with no spaces.
• Using the wrong city — This code is for SALZBURG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SBGSAT2S directly with SALZBURGER SPARKASSE BANK AG's SALZBURG branch or via the SWIFT BIC Directory.