SWIFT Code RZKTAT2K505 — RAIFFEISENKASSE ST. URBAN, ST. URBAN
Verified SWIFT/BIC code for RAIFFEISENKASSE ST. URBAN in ST. URBAN, Austria. Use this code for international wire transfers.
ST. URBAN
RAIFFEISENKASSE ST. URBAN · Austria
SWIFT / BIC Code
RZKTAT2K505
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
ST. URBAN
City
Country Code
AT
Connection Status
Active
About SWIFT Code RZKTAT2K505 — RAIFFEISENKASSE ST. URBAN, ST. URBAN
SWIFT code RZKTAT2K505 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENKASSE ST. URBAN in ST. URBAN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENKASSE ST. URBAN for all outward international remittances from ST. URBAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RZKTAT2K505
The code RZKTAT2K505 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RZKT | 4 letters | Identifies RAIFFEISENKASSE ST. URBAN as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 2K | 2 chars | City/region identifier within Austria |
| Branch Code | 505 | 3 chars | Identifies the specific ST. URBAN branch |
When to Use SWIFT Code RZKTAT2K505
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISENKASSE ST. URBAN account in ST. URBAN, share SWIFT code RZKTAT2K505 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENKASSE ST. URBAN, ST. URBAN must provide SWIFT code RZKTAT2K505. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISENKASSE ST. URBAN in ST. URBAN rely on SWIFT code RZKTAT2K505 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RZKTAT2K505 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENKASSE ST. URBAN →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENKASSE ST. URBAN →
For TDS challan deposits, find the BSR code for RAIFFEISENKASSE ST. URBAN →
How SWIFT Code RZKTAT2K505 Routes an International Transfer
- Initiation: The sender provides SWIFT code RZKTAT2K505 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENKASSE ST. URBAN.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISENKASSE ST. URBAN receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RZKTAT2K505
- Spaces or lowercase letters — Always enter
RZKTAT2K505uppercase with no spaces. - Using the wrong city — This code is for ST. URBAN only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZKTAT2K505 directly with RAIFFEISENKASSE ST. URBAN's ST. URBAN branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISENKASSE ST. URBAN's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
