SWIFT Code RZTIAT22310 — RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN, RUM
Verified SWIFT/BIC code for RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN in RUM, Austria. Use this code for international wire transfers.
RUM
RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN · Austria
SWIFT / BIC Code
RZTIAT22310
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
RUM
City
Country Code
AT
Connection Status
Active
About SWIFT Code RZTIAT22310 — RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN, RUM
SWIFT code RZTIAT22310 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN in RUM, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN for all outward international remittances from RUM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RZTIAT22310
The code RZTIAT22310 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RZTI | 4 letters | Identifies RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 22 | 2 chars | City/region identifier within Austria |
| Branch Code | 310 | 3 chars | Identifies the specific RUM branch |
When to Use SWIFT Code RZTIAT22310
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN account in RUM, share SWIFT code RZTIAT22310 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN, RUM must provide SWIFT code RZTIAT22310. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN in RUM rely on SWIFT code RZTIAT22310 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RZTIAT22310 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN →
For TDS challan deposits, find the BSR code for RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN →
How SWIFT Code RZTIAT22310 Routes an International Transfer
- Initiation: The sender provides SWIFT code RZTIAT22310 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RZTIAT22310
- Spaces or lowercase letters — Always enter
RZTIAT22310uppercase with no spaces. - Using the wrong city — This code is for RUM only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZTIAT22310 directly with RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN's RUM branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISENKASSE RUM-INNSBRUCK/ARZL EGEN's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
