SWIFT Code RZTIAT22279 — RAIFFEISENKASSE MUENSTER, MUENSTER
Verified SWIFT/BIC code for RAIFFEISENKASSE MUENSTER in MUENSTER, Austria. Use this code for international wire transfers.
MUENSTER
RAIFFEISENKASSE MUENSTER · Austria
SWIFT / BIC Code
RZTIAT22279
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
MUENSTER
City
Country Code
AT
Connection Status
Active
About SWIFT Code RZTIAT22279 — RAIFFEISENKASSE MUENSTER, MUENSTER
SWIFT code RZTIAT22279 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENKASSE MUENSTER in MUENSTER, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENKASSE MUENSTER for all outward international remittances from MUENSTER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RZTIAT22279
The code RZTIAT22279 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RZTI | 4 letters | Identifies RAIFFEISENKASSE MUENSTER as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 22 | 2 chars | City/region identifier within Austria |
| Branch Code | 279 | 3 chars | Identifies the specific MUENSTER branch |
When to Use SWIFT Code RZTIAT22279
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISENKASSE MUENSTER account in MUENSTER, share SWIFT code RZTIAT22279 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENKASSE MUENSTER, MUENSTER must provide SWIFT code RZTIAT22279. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISENKASSE MUENSTER in MUENSTER rely on SWIFT code RZTIAT22279 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RZTIAT22279 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENKASSE MUENSTER →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENKASSE MUENSTER →
For TDS challan deposits, find the BSR code for RAIFFEISENKASSE MUENSTER →
How SWIFT Code RZTIAT22279 Routes an International Transfer
- Initiation: The sender provides SWIFT code RZTIAT22279 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENKASSE MUENSTER.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISENKASSE MUENSTER receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RZTIAT22279
- Spaces or lowercase letters — Always enter
RZTIAT22279uppercase with no spaces. - Using the wrong city — This code is for MUENSTER only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZTIAT22279 directly with RAIFFEISENKASSE MUENSTER's MUENSTER branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISENKASSE MUENSTER's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
