SWIFT Code RZOOAT2L491 — RAIFFEISENBANK WINDISCHGARSTEN, WINDISCHGARSTEN

About SWIFT Code RZOOAT2L491 — RAIFFEISENBANK WINDISCHGARSTEN, WINDISCHGARSTEN

SWIFT code RZOOAT2L491 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK WINDISCHGARSTEN in WINDISCHGARSTEN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK WINDISCHGARSTEN for all outward international remittances from WINDISCHGARSTEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RZOOAT2L491

The code RZOOAT2L491 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RZOOAT2L491

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK WINDISCHGARSTEN account in WINDISCHGARSTEN, share SWIFT code RZOOAT2L491 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK WINDISCHGARSTEN, WINDISCHGARSTEN must provide SWIFT code RZOOAT2L491. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK WINDISCHGARSTEN in WINDISCHGARSTEN rely on SWIFT code RZOOAT2L491 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK WINDISCHGARSTEN →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK WINDISCHGARSTEN →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK WINDISCHGARSTEN →

How SWIFT Code RZOOAT2L491 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RZOOAT2L491 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK WINDISCHGARSTEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK WINDISCHGARSTEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RZOOAT2L491

• Spaces or lowercase letters — Always enter RZOOAT2L491 uppercase with no spaces.
• Using the wrong city — This code is for WINDISCHGARSTEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZOOAT2L491 directly with RAIFFEISENBANK WINDISCHGARSTEN's WINDISCHGARSTEN branch or via the SWIFT BIC Directory.