SWIFT Code RZTIAT22345 — RAIFFEISENBANK VILS UND UMGEBUNG EGEN, VILS
Verified SWIFT/BIC code for RAIFFEISENBANK VILS UND UMGEBUNG EGEN in VILS, Austria. Use this code for international wire transfers.
VILS
RAIFFEISENBANK VILS UND UMGEBUNG EGEN · Austria
SWIFT / BIC Code
RZTIAT22345
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
VILS
City
Country Code
AT
Connection Status
Active
About SWIFT Code RZTIAT22345 — RAIFFEISENBANK VILS UND UMGEBUNG EGEN, VILS
SWIFT code RZTIAT22345 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK VILS UND UMGEBUNG EGEN in VILS, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK VILS UND UMGEBUNG EGEN for all outward international remittances from VILS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RZTIAT22345
The code RZTIAT22345 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RZTI | 4 letters | Identifies RAIFFEISENBANK VILS UND UMGEBUNG EGEN as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 22 | 2 chars | City/region identifier within Austria |
| Branch Code | 345 | 3 chars | Identifies the specific VILS branch |
When to Use SWIFT Code RZTIAT22345
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISENBANK VILS UND UMGEBUNG EGEN account in VILS, share SWIFT code RZTIAT22345 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK VILS UND UMGEBUNG EGEN, VILS must provide SWIFT code RZTIAT22345. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISENBANK VILS UND UMGEBUNG EGEN in VILS rely on SWIFT code RZTIAT22345 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RZTIAT22345 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK VILS UND UMGEBUNG EGEN →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK VILS UND UMGEBUNG EGEN →
For TDS challan deposits, find the BSR code for RAIFFEISENBANK VILS UND UMGEBUNG EGEN →
How SWIFT Code RZTIAT22345 Routes an International Transfer
- Initiation: The sender provides SWIFT code RZTIAT22345 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK VILS UND UMGEBUNG EGEN.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISENBANK VILS UND UMGEBUNG EGEN receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RZTIAT22345
- Spaces or lowercase letters — Always enter
RZTIAT22345uppercase with no spaces. - Using the wrong city — This code is for VILS only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZTIAT22345 directly with RAIFFEISENBANK VILS UND UMGEBUNG EGEN's VILS branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISENBANK VILS UND UMGEBUNG EGEN's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
