SWIFT Code RZOOAT2L114 — RAIFFEISENBANK REGION STEYR, GARSTEN

About SWIFT Code RZOOAT2L114 — RAIFFEISENBANK REGION STEYR, GARSTEN

SWIFT code RZOOAT2L114 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK REGION STEYR in GARSTEN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK REGION STEYR for all outward international remittances from GARSTEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RZOOAT2L114

The code RZOOAT2L114 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RZOOAT2L114

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK REGION STEYR account in GARSTEN, share SWIFT code RZOOAT2L114 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK REGION STEYR, GARSTEN must provide SWIFT code RZOOAT2L114. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK REGION STEYR in GARSTEN rely on SWIFT code RZOOAT2L114 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK REGION STEYR →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK REGION STEYR →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK REGION STEYR →

How SWIFT Code RZOOAT2L114 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RZOOAT2L114 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK REGION STEYR.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK REGION STEYR receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RZOOAT2L114

• Spaces or lowercase letters — Always enter RZOOAT2L114 uppercase with no spaces.
• Using the wrong city — This code is for GARSTEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZOOAT2L114 directly with RAIFFEISENBANK REGION STEYR's GARSTEN branch or via the SWIFT BIC Directory.