SWIFT Code RLNWATW1497 — RAIFFEISENBANK MICHELHAUSEN, MICHELHAUSEN

About SWIFT Code RLNWATW1497 — RAIFFEISENBANK MICHELHAUSEN, MICHELHAUSEN

SWIFT code RLNWATW1497 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK MICHELHAUSEN in MICHELHAUSEN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK MICHELHAUSEN for all outward international remittances from MICHELHAUSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RLNWATW1497

The code RLNWATW1497 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RLNWATW1497

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK MICHELHAUSEN account in MICHELHAUSEN, share SWIFT code RLNWATW1497 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK MICHELHAUSEN, MICHELHAUSEN must provide SWIFT code RLNWATW1497. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK MICHELHAUSEN in MICHELHAUSEN rely on SWIFT code RLNWATW1497 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK MICHELHAUSEN →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK MICHELHAUSEN →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK MICHELHAUSEN →

How SWIFT Code RLNWATW1497 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RLNWATW1497 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK MICHELHAUSEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK MICHELHAUSEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RLNWATW1497

• Spaces or lowercase letters — Always enter RLNWATW1497 uppercase with no spaces.
• Using the wrong city — This code is for MICHELHAUSEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RLNWATW1497 directly with RAIFFEISENBANK MICHELHAUSEN's MICHELHAUSEN branch or via the SWIFT BIC Directory.