SWIFT Code RZOOAT2L318 — RAIFFEISENBANK MICHELDORF, MICHELDORF

About SWIFT Code RZOOAT2L318 — RAIFFEISENBANK MICHELDORF, MICHELDORF

SWIFT code RZOOAT2L318 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK MICHELDORF in MICHELDORF, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK MICHELDORF for all outward international remittances from MICHELDORF. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RZOOAT2L318

The code RZOOAT2L318 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RZOOAT2L318

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK MICHELDORF account in MICHELDORF, share SWIFT code RZOOAT2L318 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK MICHELDORF, MICHELDORF must provide SWIFT code RZOOAT2L318. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK MICHELDORF in MICHELDORF rely on SWIFT code RZOOAT2L318 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK MICHELDORF →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK MICHELDORF →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK MICHELDORF →

How SWIFT Code RZOOAT2L318 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RZOOAT2L318 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK MICHELDORF.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK MICHELDORF receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RZOOAT2L318

• Spaces or lowercase letters — Always enter RZOOAT2L318 uppercase with no spaces.
• Using the wrong city — This code is for MICHELDORF only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZOOAT2L318 directly with RAIFFEISENBANK MICHELDORF's MICHELDORF branch or via the SWIFT BIC Directory.