SWIFT Code RZKTAT2K404 — RAIFFEISENBANK MARIA SAAL, MARIA SAAL
Verified SWIFT/BIC code for RAIFFEISENBANK MARIA SAAL in MARIA SAAL, Austria. Use this code for international wire transfers.
MARIA SAAL
RAIFFEISENBANK MARIA SAAL · Austria
SWIFT / BIC Code
RZKTAT2K404
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
MARIA SAAL
City
Country Code
AT
Connection Status
Active
About SWIFT Code RZKTAT2K404 — RAIFFEISENBANK MARIA SAAL, MARIA SAAL
SWIFT code RZKTAT2K404 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK MARIA SAAL in MARIA SAAL, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK MARIA SAAL for all outward international remittances from MARIA SAAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RZKTAT2K404
The code RZKTAT2K404 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RZKT | 4 letters | Identifies RAIFFEISENBANK MARIA SAAL as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | 2K | 2 chars | City/region identifier within Austria |
| Branch Code | 404 | 3 chars | Identifies the specific MARIA SAAL branch |
When to Use SWIFT Code RZKTAT2K404
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISENBANK MARIA SAAL account in MARIA SAAL, share SWIFT code RZKTAT2K404 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK MARIA SAAL, MARIA SAAL must provide SWIFT code RZKTAT2K404. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISENBANK MARIA SAAL in MARIA SAAL rely on SWIFT code RZKTAT2K404 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RZKTAT2K404 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK MARIA SAAL →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK MARIA SAAL →
For TDS challan deposits, find the BSR code for RAIFFEISENBANK MARIA SAAL →
How SWIFT Code RZKTAT2K404 Routes an International Transfer
- Initiation: The sender provides SWIFT code RZKTAT2K404 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK MARIA SAAL.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISENBANK MARIA SAAL receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RZKTAT2K404
- Spaces or lowercase letters — Always enter
RZKTAT2K404uppercase with no spaces. - Using the wrong city — This code is for MARIA SAAL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZKTAT2K404 directly with RAIFFEISENBANK MARIA SAAL's MARIA SAAL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISENBANK MARIA SAAL's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
