SWIFT Code RLNWATWWKRE — RAIFFEISENBANK KREMS, KREMS (DONAU)

About SWIFT Code RLNWATWWKRE — RAIFFEISENBANK KREMS, KREMS (DONAU)

SWIFT code RLNWATWWKRE is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK KREMS in KREMS (DONAU), Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK KREMS for all outward international remittances from KREMS (DONAU). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RLNWATWWKRE

The code RLNWATWWKRE follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RLNWATWWKRE

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK KREMS account in KREMS (DONAU), share SWIFT code RLNWATWWKRE with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK KREMS, KREMS (DONAU) must provide SWIFT code RLNWATWWKRE. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK KREMS in KREMS (DONAU) rely on SWIFT code RLNWATWWKRE for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK KREMS →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK KREMS →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK KREMS →

How SWIFT Code RLNWATWWKRE Routes an International Transfer

1. Initiation: The sender provides SWIFT code RLNWATWWKRE and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK KREMS.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK KREMS receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RLNWATWWKRE

• Spaces or lowercase letters — Always enter RLNWATWWKRE uppercase with no spaces.
• Using the wrong city — This code is for KREMS (DONAU) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RLNWATWWKRE directly with RAIFFEISENBANK KREMS's KREMS (DONAU) branch or via the SWIFT BIC Directory.