SWIFT Code RZKTAT2K442 — RAIFFEISENBANK DRAUTAL, PATERNION

About SWIFT Code RZKTAT2K442 — RAIFFEISENBANK DRAUTAL, PATERNION

SWIFT code RZKTAT2K442 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISENBANK DRAUTAL in PATERNION, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK DRAUTAL for all outward international remittances from PATERNION. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RZKTAT2K442

The code RZKTAT2K442 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RZKTAT2K442

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK DRAUTAL account in PATERNION, share SWIFT code RZKTAT2K442 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK DRAUTAL, PATERNION must provide SWIFT code RZKTAT2K442. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK DRAUTAL in PATERNION rely on SWIFT code RZKTAT2K442 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK DRAUTAL →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK DRAUTAL →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK DRAUTAL →

How SWIFT Code RZKTAT2K442 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RZKTAT2K442 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK DRAUTAL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK DRAUTAL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RZKTAT2K442

• Spaces or lowercase letters — Always enter RZKTAT2K442 uppercase with no spaces.
• Using the wrong city — This code is for PATERNION only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZKTAT2K442 directly with RAIFFEISENBANK DRAUTAL's PATERNION branch or via the SWIFT BIC Directory.