SWIFT Code RLNWATWW651 — RAIFFEISEN BANK REGION MELK, POECHLARN
Verified SWIFT/BIC code for RAIFFEISEN BANK REGION MELK in POECHLARN, Austria. Use this code for international wire transfers.
POECHLARN
RAIFFEISEN BANK REGION MELK · Austria
SWIFT / BIC Code
RLNWATWW651
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
POECHLARN
City
Country Code
AT
Connection Status
Active
About SWIFT Code RLNWATWW651 — RAIFFEISEN BANK REGION MELK, POECHLARN
SWIFT code RLNWATWW651 is the official 11-character branch-specific BIC (Bank Identifier Code) for RAIFFEISEN BANK REGION MELK in POECHLARN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISEN BANK REGION MELK for all outward international remittances from POECHLARN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RLNWATWW651
The code RLNWATWW651 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RLNW | 4 letters | Identifies RAIFFEISEN BANK REGION MELK as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | WW | 2 chars | City/region identifier within Austria |
| Branch Code | 651 | 3 chars | Identifies the specific POECHLARN branch |
When to Use SWIFT Code RLNWATWW651
Receiving International Wire Transfers
To receive money from abroad at your RAIFFEISEN BANK REGION MELK account in POECHLARN, share SWIFT code RLNWATWW651 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISEN BANK REGION MELK, POECHLARN must provide SWIFT code RLNWATWW651. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using RAIFFEISEN BANK REGION MELK in POECHLARN rely on SWIFT code RLNWATWW651 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RLNWATWW651 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISEN BANK REGION MELK →
For cheque clearing or NACH mandates, use the MICR code for RAIFFEISEN BANK REGION MELK →
For TDS challan deposits, find the BSR code for RAIFFEISEN BANK REGION MELK →
How SWIFT Code RLNWATWW651 Routes an International Transfer
- Initiation: The sender provides SWIFT code RLNWATWW651 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISEN BANK REGION MELK.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: RAIFFEISEN BANK REGION MELK receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RLNWATWW651
- Spaces or lowercase letters — Always enter
RLNWATWW651uppercase with no spaces. - Using the wrong city — This code is for POECHLARN only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RLNWATWW651 directly with RAIFFEISEN BANK REGION MELK's POECHLARN branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against RAIFFEISEN BANK REGION MELK's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →