SWIFT Code VSGKAT2K104 — PODJUNA - BANK, KREDITBANK JAUNTAL, EBERNDORF

About SWIFT Code VSGKAT2K104 — PODJUNA - BANK, KREDITBANK JAUNTAL, EBERNDORF

SWIFT code VSGKAT2K104 is the official 11-character branch-specific BIC (Bank Identifier Code) for PODJUNA - BANK, KREDITBANK JAUNTAL in EBERNDORF, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PODJUNA - BANK, KREDITBANK JAUNTAL for all outward international remittances from EBERNDORF. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VSGKAT2K104

The code VSGKAT2K104 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VSGKAT2K104

Receiving International Wire Transfers

To receive money from abroad at your PODJUNA - BANK, KREDITBANK JAUNTAL account in EBERNDORF, share SWIFT code VSGKAT2K104 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PODJUNA - BANK, KREDITBANK JAUNTAL, EBERNDORF must provide SWIFT code VSGKAT2K104. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PODJUNA - BANK, KREDITBANK JAUNTAL in EBERNDORF rely on SWIFT code VSGKAT2K104 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PODJUNA - BANK, KREDITBANK JAUNTAL →

For cheque clearing or NACH mandates, use the MICR code for PODJUNA - BANK, KREDITBANK JAUNTAL →

For TDS challan deposits, find the BSR code for PODJUNA - BANK, KREDITBANK JAUNTAL →

How SWIFT Code VSGKAT2K104 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VSGKAT2K104 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PODJUNA - BANK, KREDITBANK JAUNTAL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PODJUNA - BANK, KREDITBANK JAUNTAL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VSGKAT2K104

• Spaces or lowercase letters — Always enter VSGKAT2K104 uppercase with no spaces.
• Using the wrong city — This code is for EBERNDORF only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VSGKAT2K104 directly with PODJUNA - BANK, KREDITBANK JAUNTAL's EBERNDORF branch or via the SWIFT BIC Directory.