SWIFT Code OBKLAT2LOTT — OBERBANK AG, OTTENSHEIM

About SWIFT Code OBKLAT2LOTT — OBERBANK AG, OTTENSHEIM

SWIFT code OBKLAT2LOTT is the official 11-character branch-specific BIC (Bank Identifier Code) for OBERBANK AG in OTTENSHEIM, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by OBERBANK AG for all outward international remittances from OTTENSHEIM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code OBKLAT2LOTT

The code OBKLAT2LOTT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code OBKLAT2LOTT

Receiving International Wire Transfers

To receive money from abroad at your OBERBANK AG account in OTTENSHEIM, share SWIFT code OBKLAT2LOTT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at OBERBANK AG, OTTENSHEIM must provide SWIFT code OBKLAT2LOTT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using OBERBANK AG in OTTENSHEIM rely on SWIFT code OBKLAT2LOTT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for OBERBANK AG →

For cheque clearing or NACH mandates, use the MICR code for OBERBANK AG →

For TDS challan deposits, find the BSR code for OBERBANK AG →

How SWIFT Code OBKLAT2LOTT Routes an International Transfer

1. Initiation: The sender provides SWIFT code OBKLAT2LOTT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to OBERBANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: OBERBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code OBKLAT2LOTT

• Spaces or lowercase letters — Always enter OBKLAT2LOTT uppercase with no spaces.
• Using the wrong city — This code is for OTTENSHEIM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm OBKLAT2LOTT directly with OBERBANK AG's OTTENSHEIM branch or via the SWIFT BIC Directory.