SWIFT Code INVOATWW — KOMMUNALKREDIT AUSTRIA AG, VIENNA

About SWIFT Code INVOATWW — KOMMUNALKREDIT AUSTRIA AG, VIENNA

SWIFT code INVOATWW is the official 8-character head-office BIC (Bank Identifier Code) for KOMMUNALKREDIT AUSTRIA AG in VIENNA, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KOMMUNALKREDIT AUSTRIA AG for all outward international remittances from VIENNA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code INVOATWW

The code INVOATWW follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code INVOATWW

Receiving International Wire Transfers

To receive money from abroad at your KOMMUNALKREDIT AUSTRIA AG account in VIENNA, share SWIFT code INVOATWW with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KOMMUNALKREDIT AUSTRIA AG, VIENNA must provide SWIFT code INVOATWW. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KOMMUNALKREDIT AUSTRIA AG in VIENNA rely on SWIFT code INVOATWW for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KOMMUNALKREDIT AUSTRIA AG →

For cheque clearing or NACH mandates, use the MICR code for KOMMUNALKREDIT AUSTRIA AG →

For TDS challan deposits, find the BSR code for KOMMUNALKREDIT AUSTRIA AG →

How SWIFT Code INVOATWW Routes an International Transfer

1. Initiation: The sender provides SWIFT code INVOATWW and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KOMMUNALKREDIT AUSTRIA AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KOMMUNALKREDIT AUSTRIA AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code INVOATWW

• Spaces or lowercase letters — Always enter INVOATWW uppercase with no spaces.
• Using the wrong city — This code is for VIENNA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm INVOATWW directly with KOMMUNALKREDIT AUSTRIA AG's VIENNA branch or via the SWIFT BIC Directory.