SWIFT Code HYPTAT22 — HYPO TIROL BANK AG, INNSBRUCK

About SWIFT Code HYPTAT22 — HYPO TIROL BANK AG, INNSBRUCK

SWIFT code HYPTAT22 is the official 8-character head-office BIC (Bank Identifier Code) for HYPO TIROL BANK AG in INNSBRUCK, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HYPO TIROL BANK AG for all outward international remittances from INNSBRUCK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HYPTAT22

The code HYPTAT22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HYPTAT22

Receiving International Wire Transfers

To receive money from abroad at your HYPO TIROL BANK AG account in INNSBRUCK, share SWIFT code HYPTAT22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HYPO TIROL BANK AG, INNSBRUCK must provide SWIFT code HYPTAT22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HYPO TIROL BANK AG in INNSBRUCK rely on SWIFT code HYPTAT22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HYPO TIROL BANK AG →

For cheque clearing or NACH mandates, use the MICR code for HYPO TIROL BANK AG →

For TDS challan deposits, find the BSR code for HYPO TIROL BANK AG →

How SWIFT Code HYPTAT22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HYPTAT22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HYPO TIROL BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HYPO TIROL BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HYPTAT22

• Spaces or lowercase letters — Always enter HYPTAT22 uppercase with no spaces.
• Using the wrong city — This code is for INNSBRUCK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HYPTAT22 directly with HYPO TIROL BANK AG's INNSBRUCK branch or via the SWIFT BIC Directory.