SWIFT Code GIBAATWWTU4 — ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG, ST. ANDRAE-WOERDERN

About SWIFT Code GIBAATWWTU4 — ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG, ST. ANDRAE-WOERDERN

SWIFT code GIBAATWWTU4 is the official 11-character branch-specific BIC (Bank Identifier Code) for ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG in ST. ANDRAE-WOERDERN, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG for all outward international remittances from ST. ANDRAE-WOERDERN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GIBAATWWTU4

The code GIBAATWWTU4 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GIBAATWWTU4

Receiving International Wire Transfers

To receive money from abroad at your ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG account in ST. ANDRAE-WOERDERN, share SWIFT code GIBAATWWTU4 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG, ST. ANDRAE-WOERDERN must provide SWIFT code GIBAATWWTU4. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG in ST. ANDRAE-WOERDERN rely on SWIFT code GIBAATWWTU4 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG →

For cheque clearing or NACH mandates, use the MICR code for ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG →

For TDS challan deposits, find the BSR code for ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG →

How SWIFT Code GIBAATWWTU4 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GIBAATWWTU4 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GIBAATWWTU4

• Spaces or lowercase letters — Always enter GIBAATWWTU4 uppercase with no spaces.
• Using the wrong city — This code is for ST. ANDRAE-WOERDERN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GIBAATWWTU4 directly with ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG's ST. ANDRAE-WOERDERN branch or via the SWIFT BIC Directory.