SWIFT Code ALBWATWW — ELLS BANK AG, VIENNA

About SWIFT Code ALBWATWW — ELLS BANK AG, VIENNA

SWIFT code ALBWATWW is the official 8-character head-office BIC (Bank Identifier Code) for ELLS BANK AG in VIENNA, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ELLS BANK AG for all outward international remittances from VIENNA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ALBWATWW

The code ALBWATWW follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ALBWATWW

Receiving International Wire Transfers

To receive money from abroad at your ELLS BANK AG account in VIENNA, share SWIFT code ALBWATWW with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ELLS BANK AG, VIENNA must provide SWIFT code ALBWATWW. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ELLS BANK AG in VIENNA rely on SWIFT code ALBWATWW for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ELLS BANK AG →

For cheque clearing or NACH mandates, use the MICR code for ELLS BANK AG →

For TDS challan deposits, find the BSR code for ELLS BANK AG →

How SWIFT Code ALBWATWW Routes an International Transfer

1. Initiation: The sender provides SWIFT code ALBWATWW and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ELLS BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ELLS BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ALBWATWW

• Spaces or lowercase letters — Always enter ALBWATWW uppercase with no spaces.
• Using the wrong city — This code is for VIENNA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ALBWATWW directly with ELLS BANK AG's VIENNA branch or via the SWIFT BIC Directory.