SWIFT Code GIBAAT21 — DIE ZWEITE WIENER VEREINS-SPARCASSE, VIENNA

About SWIFT Code GIBAAT21 — DIE ZWEITE WIENER VEREINS-SPARCASSE, VIENNA

SWIFT code GIBAAT21 is the official 8-character head-office BIC (Bank Identifier Code) for DIE ZWEITE WIENER VEREINS-SPARCASSE in VIENNA, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by DIE ZWEITE WIENER VEREINS-SPARCASSE for all outward international remittances from VIENNA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GIBAAT21

The code GIBAAT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GIBAAT21

Receiving International Wire Transfers

To receive money from abroad at your DIE ZWEITE WIENER VEREINS-SPARCASSE account in VIENNA, share SWIFT code GIBAAT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at DIE ZWEITE WIENER VEREINS-SPARCASSE, VIENNA must provide SWIFT code GIBAAT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using DIE ZWEITE WIENER VEREINS-SPARCASSE in VIENNA rely on SWIFT code GIBAAT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for DIE ZWEITE WIENER VEREINS-SPARCASSE →

For cheque clearing or NACH mandates, use the MICR code for DIE ZWEITE WIENER VEREINS-SPARCASSE →

For TDS challan deposits, find the BSR code for DIE ZWEITE WIENER VEREINS-SPARCASSE →

How SWIFT Code GIBAAT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GIBAAT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to DIE ZWEITE WIENER VEREINS-SPARCASSE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: DIE ZWEITE WIENER VEREINS-SPARCASSE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GIBAAT21

• Spaces or lowercase letters — Always enter GIBAAT21 uppercase with no spaces.
• Using the wrong city — This code is for VIENNA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GIBAAT21 directly with DIE ZWEITE WIENER VEREINS-SPARCASSE's VIENNA branch or via the SWIFT BIC Directory.