SWIFT Code SPBAATWW — BRUELL KALLMUS BANK AG, GRAZ

About SWIFT Code SPBAATWW — BRUELL KALLMUS BANK AG, GRAZ

SWIFT code SPBAATWW is the official 8-character head-office BIC (Bank Identifier Code) for BRUELL KALLMUS BANK AG in GRAZ, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BRUELL KALLMUS BANK AG for all outward international remittances from GRAZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPBAATWW

The code SPBAATWW follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPBAATWW

Receiving International Wire Transfers

To receive money from abroad at your BRUELL KALLMUS BANK AG account in GRAZ, share SWIFT code SPBAATWW with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BRUELL KALLMUS BANK AG, GRAZ must provide SWIFT code SPBAATWW. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BRUELL KALLMUS BANK AG in GRAZ rely on SWIFT code SPBAATWW for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BRUELL KALLMUS BANK AG →

For cheque clearing or NACH mandates, use the MICR code for BRUELL KALLMUS BANK AG →

For TDS challan deposits, find the BSR code for BRUELL KALLMUS BANK AG →

How SWIFT Code SPBAATWW Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPBAATWW and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BRUELL KALLMUS BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BRUELL KALLMUS BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPBAATWW

• Spaces or lowercase letters — Always enter SPBAATWW uppercase with no spaces.
• Using the wrong city — This code is for GRAZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPBAATWW directly with BRUELL KALLMUS BANK AG's GRAZ branch or via the SWIFT BIC Directory.