SWIFT Code SPAEAT2SKIT — BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT, KITZBUEHEL

About SWIFT Code SPAEAT2SKIT — BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT, KITZBUEHEL

SWIFT code SPAEAT2SKIT is the official 11-character branch-specific BIC (Bank Identifier Code) for BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT in KITZBUEHEL, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT for all outward international remittances from KITZBUEHEL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPAEAT2SKIT

The code SPAEAT2SKIT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPAEAT2SKIT

Receiving International Wire Transfers

To receive money from abroad at your BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT account in KITZBUEHEL, share SWIFT code SPAEAT2SKIT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT, KITZBUEHEL must provide SWIFT code SPAEAT2SKIT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT in KITZBUEHEL rely on SWIFT code SPAEAT2SKIT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT →

For cheque clearing or NACH mandates, use the MICR code for BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT →

For TDS challan deposits, find the BSR code for BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT →

How SWIFT Code SPAEAT2SKIT Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPAEAT2SKIT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPAEAT2SKIT

• Spaces or lowercase letters — Always enter SPAEAT2SKIT uppercase with no spaces.
• Using the wrong city — This code is for KITZBUEHEL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPAEAT2SKIT directly with BANKHAUS CARL SPAENGLER UND CO. AKTIENGESELLSCHAFT's KITZBUEHEL branch or via the SWIFT BIC Directory.