SWIFT Code ASPKAT2LWEL — ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT, WELS

About SWIFT Code ASPKAT2LWEL — ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT, WELS

SWIFT code ASPKAT2LWEL is the official 11-character branch-specific BIC (Bank Identifier Code) for ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT in WELS, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT for all outward international remittances from WELS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ASPKAT2LWEL

The code ASPKAT2LWEL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ASPKAT2LWEL

Receiving International Wire Transfers

To receive money from abroad at your ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT account in WELS, share SWIFT code ASPKAT2LWEL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT, WELS must provide SWIFT code ASPKAT2LWEL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT in WELS rely on SWIFT code ASPKAT2LWEL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT →

For cheque clearing or NACH mandates, use the MICR code for ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT →

For TDS challan deposits, find the BSR code for ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT →

How SWIFT Code ASPKAT2LWEL Routes an International Transfer

1. Initiation: The sender provides SWIFT code ASPKAT2LWEL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ASPKAT2LWEL

• Spaces or lowercase letters — Always enter ASPKAT2LWEL uppercase with no spaces.
• Using the wrong city — This code is for WELS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ASPKAT2LWEL directly with ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT's WELS branch or via the SWIFT BIC Directory.