SWIFT Code UPCAAU31 — UBS WEALTH MANAGEMENT AUSTRALIA LTD, MELBOURNE
Verified SWIFT/BIC code for UBS WEALTH MANAGEMENT AUSTRALIA LTD in MELBOURNE, Australia. Use this code for international wire transfers.
MELBOURNE
UBS WEALTH MANAGEMENT AUSTRALIA LTD · Australia
SWIFT / BIC Code
UPCAAU31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
MELBOURNE
City
Country Code
AU
Connection Status
Active
About SWIFT Code UPCAAU31 — UBS WEALTH MANAGEMENT AUSTRALIA LTD, MELBOURNE
SWIFT code UPCAAU31 is the official 8-character head-office BIC (Bank Identifier Code) for UBS WEALTH MANAGEMENT AUSTRALIA LTD in MELBOURNE, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by UBS WEALTH MANAGEMENT AUSTRALIA LTD for all outward international remittances from MELBOURNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code UPCAAU31
The code UPCAAU31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | UPCA | 4 letters | Identifies UBS WEALTH MANAGEMENT AUSTRALIA LTD as the institution |
| Country Code | AU | 2 letters | ISO 3166-1 alpha-2 code for Australia |
| Location Code | 31 | 2 chars | City/region identifier within Australia |
When to Use SWIFT Code UPCAAU31
Receiving International Wire Transfers
To receive money from abroad at your UBS WEALTH MANAGEMENT AUSTRALIA LTD account in MELBOURNE, share SWIFT code UPCAAU31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at UBS WEALTH MANAGEMENT AUSTRALIA LTD, MELBOURNE must provide SWIFT code UPCAAU31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using UBS WEALTH MANAGEMENT AUSTRALIA LTD in MELBOURNE rely on SWIFT code UPCAAU31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT UPCAAU31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UBS WEALTH MANAGEMENT AUSTRALIA LTD →
For cheque clearing or NACH mandates, use the MICR code for UBS WEALTH MANAGEMENT AUSTRALIA LTD →
For TDS challan deposits, find the BSR code for UBS WEALTH MANAGEMENT AUSTRALIA LTD →
How SWIFT Code UPCAAU31 Routes an International Transfer
- Initiation: The sender provides SWIFT code UPCAAU31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to UBS WEALTH MANAGEMENT AUSTRALIA LTD.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: UBS WEALTH MANAGEMENT AUSTRALIA LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code UPCAAU31
- Spaces or lowercase letters — Always enter
UPCAAU31uppercase with no spaces. - Using the wrong city — This code is for MELBOURNE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UPCAAU31 directly with UBS WEALTH MANAGEMENT AUSTRALIA LTD's MELBOURNE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against UBS WEALTH MANAGEMENT AUSTRALIA LTD's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
