SWIFT Code ICBCAU2SMEL — MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH, MELBOURNE

About SWIFT Code ICBCAU2SMEL — MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH, MELBOURNE

SWIFT code ICBCAU2SMEL is the official 11-character branch-specific BIC (Bank Identifier Code) for MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH in MELBOURNE, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH for all outward international remittances from MELBOURNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICBCAU2SMEL

The code ICBCAU2SMEL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICBCAU2SMEL

Receiving International Wire Transfers

To receive money from abroad at your MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH account in MELBOURNE, share SWIFT code ICBCAU2SMEL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH, MELBOURNE must provide SWIFT code ICBCAU2SMEL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH in MELBOURNE rely on SWIFT code ICBCAU2SMEL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH →

For cheque clearing or NACH mandates, use the MICR code for MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH →

For TDS challan deposits, find the BSR code for MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH →

How SWIFT Code ICBCAU2SMEL Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICBCAU2SMEL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICBCAU2SMEL

• Spaces or lowercase letters — Always enter ICBCAU2SMEL uppercase with no spaces.
• Using the wrong city — This code is for MELBOURNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICBCAU2SMEL directly with MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD, SYDNEY BRANCH's MELBOURNE branch or via the SWIFT BIC Directory.