SWIFT Code CTBAAU2S3FX — COMMONWEALTH BANK OF AUSTRALIA SYDNEY, MELBOURNE

About SWIFT Code CTBAAU2S3FX — COMMONWEALTH BANK OF AUSTRALIA SYDNEY, MELBOURNE

SWIFT code CTBAAU2S3FX is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMONWEALTH BANK OF AUSTRALIA SYDNEY in MELBOURNE, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMONWEALTH BANK OF AUSTRALIA SYDNEY for all outward international remittances from MELBOURNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CTBAAU2S3FX

The code CTBAAU2S3FX follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CTBAAU2S3FX

Receiving International Wire Transfers

To receive money from abroad at your COMMONWEALTH BANK OF AUSTRALIA SYDNEY account in MELBOURNE, share SWIFT code CTBAAU2S3FX with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMONWEALTH BANK OF AUSTRALIA SYDNEY, MELBOURNE must provide SWIFT code CTBAAU2S3FX. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMONWEALTH BANK OF AUSTRALIA SYDNEY in MELBOURNE rely on SWIFT code CTBAAU2S3FX for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMONWEALTH BANK OF AUSTRALIA SYDNEY →

For cheque clearing or NACH mandates, use the MICR code for COMMONWEALTH BANK OF AUSTRALIA SYDNEY →

For TDS challan deposits, find the BSR code for COMMONWEALTH BANK OF AUSTRALIA SYDNEY →

How SWIFT Code CTBAAU2S3FX Routes an International Transfer

1. Initiation: The sender provides SWIFT code CTBAAU2S3FX and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMONWEALTH BANK OF AUSTRALIA SYDNEY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMONWEALTH BANK OF AUSTRALIA SYDNEY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CTBAAU2S3FX

• Spaces or lowercase letters — Always enter CTBAAU2S3FX uppercase with no spaces.
• Using the wrong city — This code is for MELBOURNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CTBAAU2S3FX directly with COMMONWEALTH BANK OF AUSTRALIA SYDNEY's MELBOURNE branch or via the SWIFT BIC Directory.