SWIFT Code BENDAU3B — BENDIGO BANK LIMITED, BENDIGO

About SWIFT Code BENDAU3B — BENDIGO BANK LIMITED, BENDIGO

SWIFT code BENDAU3B is the official 8-character head-office BIC (Bank Identifier Code) for BENDIGO BANK LIMITED in BENDIGO, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BENDIGO BANK LIMITED for all outward international remittances from BENDIGO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BENDAU3B

The code BENDAU3B follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BENDAU3B

Receiving International Wire Transfers

To receive money from abroad at your BENDIGO BANK LIMITED account in BENDIGO, share SWIFT code BENDAU3B with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BENDIGO BANK LIMITED, BENDIGO must provide SWIFT code BENDAU3B. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BENDIGO BANK LIMITED in BENDIGO rely on SWIFT code BENDAU3B for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BENDIGO BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for BENDIGO BANK LIMITED →

For TDS challan deposits, find the BSR code for BENDIGO BANK LIMITED →

How SWIFT Code BENDAU3B Routes an International Transfer

1. Initiation: The sender provides SWIFT code BENDAU3B and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BENDIGO BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BENDIGO BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BENDAU3B

• Spaces or lowercase letters — Always enter BENDAU3B uppercase with no spaces.
• Using the wrong city — This code is for BENDIGO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BENDAU3B directly with BENDIGO BANK LIMITED's BENDIGO branch or via the SWIFT BIC Directory.