SWIFT Code ANZBAU3M516 — AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED, BALLARAT

About SWIFT Code ANZBAU3M516 — AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED, BALLARAT

SWIFT code ANZBAU3M516 is the official 11-character branch-specific BIC (Bank Identifier Code) for AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED in BALLARAT, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED for all outward international remittances from BALLARAT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ANZBAU3M516

The code ANZBAU3M516 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ANZBAU3M516

Receiving International Wire Transfers

To receive money from abroad at your AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED account in BALLARAT, share SWIFT code ANZBAU3M516 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED, BALLARAT must provide SWIFT code ANZBAU3M516. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED in BALLARAT rely on SWIFT code ANZBAU3M516 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED →

For cheque clearing or NACH mandates, use the MICR code for AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED →

For TDS challan deposits, find the BSR code for AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED →

How SWIFT Code ANZBAU3M516 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ANZBAU3M516 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ANZBAU3M516

• Spaces or lowercase letters — Always enter ANZBAU3M516 uppercase with no spaces.
• Using the wrong city — This code is for BALLARAT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ANZBAU3M516 directly with AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED's BALLARAT branch or via the SWIFT BIC Directory.