SWIFT Code ACCAAU31 — ACORN CAPITAL, MELBOURNE
Verified SWIFT/BIC code for ACORN CAPITAL in MELBOURNE, Australia. Use this code for international wire transfers.
MELBOURNE
ACORN CAPITAL · Australia
SWIFT / BIC Code
ACCAAU31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
MELBOURNE
City
Country Code
AU
Connection Status
Active
About SWIFT Code ACCAAU31 — ACORN CAPITAL, MELBOURNE
SWIFT code ACCAAU31 is the official 8-character head-office BIC (Bank Identifier Code) for ACORN CAPITAL in MELBOURNE, Australia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ACORN CAPITAL for all outward international remittances from MELBOURNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code ACCAAU31
The code ACCAAU31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | ACCA | 4 letters | Identifies ACORN CAPITAL as the institution |
| Country Code | AU | 2 letters | ISO 3166-1 alpha-2 code for Australia |
| Location Code | 31 | 2 chars | City/region identifier within Australia |
When to Use SWIFT Code ACCAAU31
Receiving International Wire Transfers
To receive money from abroad at your ACORN CAPITAL account in MELBOURNE, share SWIFT code ACCAAU31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ACORN CAPITAL, MELBOURNE must provide SWIFT code ACCAAU31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ACORN CAPITAL in MELBOURNE rely on SWIFT code ACCAAU31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT ACCAAU31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ACORN CAPITAL →
For cheque clearing or NACH mandates, use the MICR code for ACORN CAPITAL →
For TDS challan deposits, find the BSR code for ACORN CAPITAL →
How SWIFT Code ACCAAU31 Routes an International Transfer
- Initiation: The sender provides SWIFT code ACCAAU31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ACORN CAPITAL.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ACORN CAPITAL receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code ACCAAU31
- Spaces or lowercase letters — Always enter
ACCAAU31uppercase with no spaces. - Using the wrong city — This code is for MELBOURNE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Australia.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ACCAAU31 directly with ACORN CAPITAL's MELBOURNE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ACORN CAPITAL's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
