SWIFT Code UNIJAM22 — UNIBANK C.J.S.C, YEREVAN

About SWIFT Code UNIJAM22 — UNIBANK C.J.S.C, YEREVAN

SWIFT code UNIJAM22 is the official 8-character head-office BIC (Bank Identifier Code) for UNIBANK C.J.S.C in YEREVAN, Armenia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNIBANK C.J.S.C for all outward international remittances from YEREVAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNIJAM22

The code UNIJAM22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNIJAM22

Receiving International Wire Transfers

To receive money from abroad at your UNIBANK C.J.S.C account in YEREVAN, share SWIFT code UNIJAM22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNIBANK C.J.S.C, YEREVAN must provide SWIFT code UNIJAM22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNIBANK C.J.S.C in YEREVAN rely on SWIFT code UNIJAM22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNIBANK C.J.S.C →

For cheque clearing or NACH mandates, use the MICR code for UNIBANK C.J.S.C →

For TDS challan deposits, find the BSR code for UNIBANK C.J.S.C →

How SWIFT Code UNIJAM22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNIJAM22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNIBANK C.J.S.C.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNIBANK C.J.S.C receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNIJAM22

• Spaces or lowercase letters — Always enter UNIJAM22 uppercase with no spaces.
• Using the wrong city — This code is for YEREVAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Armenia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNIJAM22 directly with UNIBANK C.J.S.C's YEREVAN branch or via the SWIFT BIC Directory.