SWIFT Code ARTSAM22 — ARTSAKHBANK CJSC, YEREVAN

About SWIFT Code ARTSAM22 — ARTSAKHBANK CJSC, YEREVAN

SWIFT code ARTSAM22 is the official 8-character head-office BIC (Bank Identifier Code) for ARTSAKHBANK CJSC in YEREVAN, Armenia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ARTSAKHBANK CJSC for all outward international remittances from YEREVAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ARTSAM22

The code ARTSAM22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ARTSAM22

Receiving International Wire Transfers

To receive money from abroad at your ARTSAKHBANK CJSC account in YEREVAN, share SWIFT code ARTSAM22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ARTSAKHBANK CJSC, YEREVAN must provide SWIFT code ARTSAM22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ARTSAKHBANK CJSC in YEREVAN rely on SWIFT code ARTSAM22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ARTSAKHBANK CJSC →

For cheque clearing or NACH mandates, use the MICR code for ARTSAKHBANK CJSC →

For TDS challan deposits, find the BSR code for ARTSAKHBANK CJSC →

How SWIFT Code ARTSAM22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ARTSAM22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ARTSAKHBANK CJSC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ARTSAKHBANK CJSC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ARTSAM22

• Spaces or lowercase letters — Always enter ARTSAM22 uppercase with no spaces.
• Using the wrong city — This code is for YEREVAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Armenia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ARTSAM22 directly with ARTSAKHBANK CJSC's YEREVAN branch or via the SWIFT BIC Directory.