SWIFT Code FCIBAGAG — FIRSTCARIBBEAN INTERNATIONAL BANK, ST. JOHN'S

About SWIFT Code FCIBAGAG — FIRSTCARIBBEAN INTERNATIONAL BANK, ST. JOHN'S

SWIFT code FCIBAGAG is the official 8-character head-office BIC (Bank Identifier Code) for FIRSTCARIBBEAN INTERNATIONAL BANK in ST. JOHN'S, Antigua and Barbuda. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRSTCARIBBEAN INTERNATIONAL BANK for all outward international remittances from ST. JOHN'S. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCIBAGAG

The code FCIBAGAG follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCIBAGAG

Receiving International Wire Transfers

To receive money from abroad at your FIRSTCARIBBEAN INTERNATIONAL BANK account in ST. JOHN'S, share SWIFT code FCIBAGAG with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRSTCARIBBEAN INTERNATIONAL BANK, ST. JOHN'S must provide SWIFT code FCIBAGAG. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRSTCARIBBEAN INTERNATIONAL BANK in ST. JOHN'S rely on SWIFT code FCIBAGAG for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRSTCARIBBEAN INTERNATIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for FIRSTCARIBBEAN INTERNATIONAL BANK →

For TDS challan deposits, find the BSR code for FIRSTCARIBBEAN INTERNATIONAL BANK →

How SWIFT Code FCIBAGAG Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCIBAGAG and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRSTCARIBBEAN INTERNATIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRSTCARIBBEAN INTERNATIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCIBAGAG

• Spaces or lowercase letters — Always enter FCIBAGAG uppercase with no spaces.
• Using the wrong city — This code is for ST. JOHN'S only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Antigua and Barbuda.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCIBAGAG directly with FIRSTCARIBBEAN INTERNATIONAL BANK's ST. JOHN'S branch or via the SWIFT BIC Directory.