SWIFT Code AOBKAGAG — ANTIGUA OVERSEAS BANK LTD, ST. JOHN'S

About SWIFT Code AOBKAGAG — ANTIGUA OVERSEAS BANK LTD, ST. JOHN'S

SWIFT code AOBKAGAG is the official 8-character head-office BIC (Bank Identifier Code) for ANTIGUA OVERSEAS BANK LTD in ST. JOHN'S, Antigua and Barbuda. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ANTIGUA OVERSEAS BANK LTD for all outward international remittances from ST. JOHN'S. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code AOBKAGAG

The code AOBKAGAG follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code AOBKAGAG

Receiving International Wire Transfers

To receive money from abroad at your ANTIGUA OVERSEAS BANK LTD account in ST. JOHN'S, share SWIFT code AOBKAGAG with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ANTIGUA OVERSEAS BANK LTD, ST. JOHN'S must provide SWIFT code AOBKAGAG. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ANTIGUA OVERSEAS BANK LTD in ST. JOHN'S rely on SWIFT code AOBKAGAG for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ANTIGUA OVERSEAS BANK LTD →

For cheque clearing or NACH mandates, use the MICR code for ANTIGUA OVERSEAS BANK LTD →

For TDS challan deposits, find the BSR code for ANTIGUA OVERSEAS BANK LTD →

How SWIFT Code AOBKAGAG Routes an International Transfer

1. Initiation: The sender provides SWIFT code AOBKAGAG and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ANTIGUA OVERSEAS BANK LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ANTIGUA OVERSEAS BANK LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code AOBKAGAG

• Spaces or lowercase letters — Always enter AOBKAGAG uppercase with no spaces.
• Using the wrong city — This code is for ST. JOHN'S only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Antigua and Barbuda.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AOBKAGAG directly with ANTIGUA OVERSEAS BANK LTD's ST. JOHN'S branch or via the SWIFT BIC Directory.