SWIFT Code BESCAOLU — BANCO ESPIRITO SANTO ANGOLA S.A, LUANDA

About SWIFT Code BESCAOLU — BANCO ESPIRITO SANTO ANGOLA S.A, LUANDA

SWIFT code BESCAOLU is the official 8-character head-office BIC (Bank Identifier Code) for BANCO ESPIRITO SANTO ANGOLA S.A in LUANDA, Angola. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO ESPIRITO SANTO ANGOLA S.A for all outward international remittances from LUANDA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BESCAOLU

The code BESCAOLU follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BESCAOLU

Receiving International Wire Transfers

To receive money from abroad at your BANCO ESPIRITO SANTO ANGOLA S.A account in LUANDA, share SWIFT code BESCAOLU with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO ESPIRITO SANTO ANGOLA S.A, LUANDA must provide SWIFT code BESCAOLU. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO ESPIRITO SANTO ANGOLA S.A in LUANDA rely on SWIFT code BESCAOLU for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO ESPIRITO SANTO ANGOLA S.A →

For cheque clearing or NACH mandates, use the MICR code for BANCO ESPIRITO SANTO ANGOLA S.A →

For TDS challan deposits, find the BSR code for BANCO ESPIRITO SANTO ANGOLA S.A →

How SWIFT Code BESCAOLU Routes an International Transfer

1. Initiation: The sender provides SWIFT code BESCAOLU and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO ESPIRITO SANTO ANGOLA S.A.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO ESPIRITO SANTO ANGOLA S.A receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BESCAOLU

• Spaces or lowercase letters — Always enter BESCAOLU uppercase with no spaces.
• Using the wrong city — This code is for LUANDA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Angola.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BESCAOLU directly with BANCO ESPIRITO SANTO ANGOLA S.A's LUANDA branch or via the SWIFT BIC Directory.