SWIFT Code BINAADB1 — MORA BANC SAU, LES ESCALDES

About SWIFT Code BINAADB1 — MORA BANC SAU, LES ESCALDES

SWIFT code BINAADB1 is the official 8-character head-office BIC (Bank Identifier Code) for MORA BANC SAU in LES ESCALDES, Andorra. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MORA BANC SAU for all outward international remittances from LES ESCALDES. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BINAADB1

The code BINAADB1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BINAADB1

Receiving International Wire Transfers

To receive money from abroad at your MORA BANC SAU account in LES ESCALDES, share SWIFT code BINAADB1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MORA BANC SAU, LES ESCALDES must provide SWIFT code BINAADB1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MORA BANC SAU in LES ESCALDES rely on SWIFT code BINAADB1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MORA BANC SAU →

For cheque clearing or NACH mandates, use the MICR code for MORA BANC SAU →

For TDS challan deposits, find the BSR code for MORA BANC SAU →

How SWIFT Code BINAADB1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BINAADB1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MORA BANC SAU.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MORA BANC SAU receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BINAADB1

• Spaces or lowercase letters — Always enter BINAADB1 uppercase with no spaces.
• Using the wrong city — This code is for LES ESCALDES only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Andorra.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BINAADB1 directly with MORA BANC SAU's LES ESCALDES branch or via the SWIFT BIC Directory.