SWIFT Code UBDZDZA1 — UNION BANK, ALGIERS

About SWIFT Code UBDZDZA1 — UNION BANK, ALGIERS

SWIFT code UBDZDZA1 is the official 8-character head-office BIC (Bank Identifier Code) for UNION BANK in ALGIERS, Algeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNION BANK for all outward international remittances from ALGIERS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UBDZDZA1

The code UBDZDZA1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UBDZDZA1

Receiving International Wire Transfers

To receive money from abroad at your UNION BANK account in ALGIERS, share SWIFT code UBDZDZA1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNION BANK, ALGIERS must provide SWIFT code UBDZDZA1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNION BANK in ALGIERS rely on SWIFT code UBDZDZA1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNION BANK →

For cheque clearing or NACH mandates, use the MICR code for UNION BANK →

For TDS challan deposits, find the BSR code for UNION BANK →

How SWIFT Code UBDZDZA1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UBDZDZA1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNION BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNION BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UBDZDZA1

• Spaces or lowercase letters — Always enter UBDZDZA1 uppercase with no spaces.
• Using the wrong city — This code is for ALGIERS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Algeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UBDZDZA1 directly with UNION BANK's ALGIERS branch or via the SWIFT BIC Directory.