SWIFT Code BALGDZA102J — BANK OF ALGERIA, OUARGLA

About SWIFT Code BALGDZA102J — BANK OF ALGERIA, OUARGLA

SWIFT code BALGDZA102J is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OF ALGERIA in OUARGLA, Algeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF ALGERIA for all outward international remittances from OUARGLA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BALGDZA102J

The code BALGDZA102J follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BALGDZA102J

Receiving International Wire Transfers

To receive money from abroad at your BANK OF ALGERIA account in OUARGLA, share SWIFT code BALGDZA102J with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF ALGERIA, OUARGLA must provide SWIFT code BALGDZA102J. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF ALGERIA in OUARGLA rely on SWIFT code BALGDZA102J for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF ALGERIA →

For cheque clearing or NACH mandates, use the MICR code for BANK OF ALGERIA →

For TDS challan deposits, find the BSR code for BANK OF ALGERIA →

How SWIFT Code BALGDZA102J Routes an International Transfer

1. Initiation: The sender provides SWIFT code BALGDZA102J and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF ALGERIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF ALGERIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BALGDZA102J

• Spaces or lowercase letters — Always enter BALGDZA102J uppercase with no spaces.
• Using the wrong city — This code is for OUARGLA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Algeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BALGDZA102J directly with BANK OF ALGERIA's OUARGLA branch or via the SWIFT BIC Directory.