SWIFT Code CDISALTR — CREDINS BANK SH.A, TIRANA

About SWIFT Code CDISALTR — CREDINS BANK SH.A, TIRANA

SWIFT code CDISALTR is the official 8-character head-office BIC (Bank Identifier Code) for CREDINS BANK SH.A in TIRANA, Albania. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CREDINS BANK SH.A for all outward international remittances from TIRANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CDISALTR

The code CDISALTR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CDISALTR

Receiving International Wire Transfers

To receive money from abroad at your CREDINS BANK SH.A account in TIRANA, share SWIFT code CDISALTR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CREDINS BANK SH.A, TIRANA must provide SWIFT code CDISALTR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CREDINS BANK SH.A in TIRANA rely on SWIFT code CDISALTR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDINS BANK SH.A →

For cheque clearing or NACH mandates, use the MICR code for CREDINS BANK SH.A →

For TDS challan deposits, find the BSR code for CREDINS BANK SH.A →

How SWIFT Code CDISALTR Routes an International Transfer

1. Initiation: The sender provides SWIFT code CDISALTR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CREDINS BANK SH.A.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CREDINS BANK SH.A receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CDISALTR

• Spaces or lowercase letters — Always enter CDISALTR uppercase with no spaces.
• Using the wrong city — This code is for TIRANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Albania.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CDISALTR directly with CREDINS BANK SH.A's TIRANA branch or via the SWIFT BIC Directory.