Punjab National Bank MICR Codes in Bihar — All Cities

Punjab National Bank has 825 branches across 391 cities in Bihar. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.

Updated Jun 2026 Punjab National Bank Bihar Live Data
825 Branches in Bihar
391 Cities Covered
99.6% MICR Coverage
CTS RBI Clearing Grid
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Punjab National Bank in Bihar — Select City

391 cities

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Punjab National Bank MICR Codes in Bihar — Complete City Directory

Punjab National Bank operates 825 branches across 391 cities in Bihar, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Punjab National Bank Bihar MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Bihar.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Punjab National Bank branch in Bihar where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank MICR Code in Bihar

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

  • Step 1 — Select City: You are already on the Bihar page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
  • Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
  • Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your Punjab National Bank cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each Punjab National Bank Branch in Bihar Has a Different MICR Code

Every Punjab National Bank branch in Bihar has a unique 9-digit MICR code structured as follows:

  • Digits 1–3 (City Code): Identifies the CTS clearing zone within Bihar. Each major city in Bihar has a distinct 3-digit city code assigned by the RBI. All Punjab National Bank branches in the same city share this prefix.
  • Digits 4–6 (Bank Code): Identifies Punjab National Bank within that city's clearing zone. This is the same for all Punjab National Bank branches in the same city.
  • Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Punjab National Bank branch. No two branches in Bihar share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any Punjab National Bank cheque in Bihar to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the Punjab National Bank Bihar MICR Code

SIP and Mutual Fund Registrations

If you hold a Punjab National Bank savings account in Bihar and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Punjab National Bank Bihar branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Punjab National Bank branch MICR code in Bihar. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Bihar collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Punjab National Bank branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by Punjab National Bank branches in Bihar carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Bihar reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Need Punjab National Bank IFSC codes in Bihar for NEFT, RTGS, IMPS, or UPI? MICR codes are for cheques and mandates only. Online transfers use the IFSC code.

View IFSC Codes

Cities in Bihar with Punjab National Bank Branches

Punjab National Bank has a presence in 391 cities across Bihar with MICR-enabled branches:

Adav,At Nayagaon,Albert Road Jamalpur 1 Akharaghat 1 Amba, Bihar 1 Ambala 1 Amnour 1 Anisabad Patna Bihar 1 Araria 5 Arrah 4 Arrah , Bihar 4 Arrah Bihar 1 Arrah, Bihar 1 Ashiana Digha Road 1 At Korwan,Thana Islampur 1 At Po Chakiya 1 At Po Fathua Dist Patna 1 At Po Sursand ,Dist Sitamarhi 1 Athmalgola Distt Patna 1 Atri Dist Gaya, Bihar 1 Aurangabad 5 Aurangabad Bihar 1 Aurng 1 Babhangama Distt Lakhisarai 1 Badem, Nabinagar, Distt Aurangabad, Bihar 1 Bagha Distt West Champaran 1 Baikatpur, Bihar 1 Balbhadrapur, Darbhanga 1 Balia, Dt Aurangabad, Bihar 1 Balihar Po Dullah Pur Bihar 1 Banka 7 Barahara, Bihar 1 Barari Industrial Estate Dtbhagalpur 1 Barh Bihar 1 Baroon, Bihar 1 Barorah Distt Gaya 1 Basbitti, Dt Supaul, Bihar 1 Basdeopur, Munger 1 Begusarai 8 Behind Hotel Heritage ,Kashinath More 1 Belaganj Distt Gaya 1 Beldarichak Distt Patna 1 Belkhara, Dt Arwal, Bihar 1 Belsara Bihar 1 Bhabhua Bihar 8 Bhadseni Nawadah 1 Bhagalpur 13 Bhagl 1 Bhagta Disttbhatinda 1 Bhagwanpur Vaishali 1 Bhairopatti Dtsupaul 1 Bhalua, Dist Gaya, Bihar 1 Bharatpura, Patna, Bihar 1 Bhojpur 5 Bhojpur, Bihar 5 Bhore 1 Bihar 81 Bihar North 1 Bihar Shariff 1 Bihariganj 1 Biharsharif 4 Bihta Bihar 1 Bind, Dt Nalanda 1 Biraul,Dist Dharbhangabihar 1 Bisfi, Dt Madhubani, Bihar 1 Bithra, Dt Arwal, Bihar 1 Block Brahmpur 1 Block Gaighat 1 Block Phulwarisharif,Patna Bihar 1 Block Rampur, Distt Kaimur 1 Bo Barauni Col Board Near Sona Talkij Barauni 1 Bo Exhibition Road Distt Patna 1 Bo Gandhi Nagar Distt Patna 1 Bo Morcha Road,Distt Patna 1 Boring Rd Patna 1 Boring Road Chowk, Patna, Bihar 1 Boring Road, Patna 1 Budha Colony 1 Buxar 6 Buxar Bihar 4 Champaran 2 Chandi, Bihar 1 Chapra 2 Chatra 1 Chhapra 6 Chhapra, Bihar 1 Chowk Main Road Narkatiaganj 1 Chowk Muzaffarpur 1 Chowki, Dt Begusarai, Bihar 1 Chutia, Dist Rohtas Bihar 1 Dalmianagar 2 Danapur, Rupaspur , Patna 1 Daniyawan Patna 1 Darbhanga 19 Darbhanga Bihar 1 Dariapur, Dt Begusarai, Bihar 1 Datiyana 1 Deo Distt Aurangabad 1 Dhamaul Nawadah 1 Dhamitola 1 Dhanarua Patna 1 Dist - Bhojpur 1 Dist - Patna, Bihar 1 Dist Araria Bihar 1 Dist Arwal Bihar 1 Dist Aurangabadbihar 1 Dist East Champaran 1 Dist Jamui 1 Dist Jehanabad 2 Dist Madhubani 1 Dist Mungher, Bihar 1 Dist Muzaffarpur 1 Dist Nalanda 1 Dist Patna 2 Dist Patna Bihar 1 Dist Rohtas 1 Dist Rohtas Bihar 1 Dist Samastipur, Bihar 1 Dist Saran 2 Dist Saran, Bihar 1 Dist Siwan, Bihar 1 Dist Supaul 1 Dist West Champaran 1 Dist- Aurangabad 1 Dist- Buxar 1 Dist- Patna 1 Distarwal 1 Distbegusarai 1 Distbhagalpur 1 Distbhojpur 6 Distmunger 1 Distnalanda 1 Distnawadah 2 Distpatna 1 Distpatna Bihar 1 District Patna 1 Distrohtas 1 Distsaharsa 1 Distt - Patna 1 Distt Araria 2 Distt Arwal 1 Distt Aurangabad 5 Distt Aurangabad Bihar 1 Distt Aurangabad, Bihar 1 Distt Begusarai 3 Distt Begusarai, Bh 1 Distt Bhabua Bihar 1 Distt Bhabua, Bihar 1 Distt Bhabuakaimur, Bihar 1 Distt Buxar 1 Distt Buxar Bihar 1 Distt Buxar, Bihar 1 Distt Buxor Bihar 2 Distt East Champaran 2 Distt East Champaran, Bihar 2 Distt Gaya 6 Distt Gaya, Bihar 6 Distt Jehanabad 3 Distt Jehanabad, Bihar 1 Distt Kaimur 2 Distt Katihaar 1 Distt Katihar 2 Distt Katihar, Bihar 1 Distt Kishanganj, Bihar 1 Distt Lakhisarai 1 Distt Madhubani 2 Distt Madhubani, Bihar 4 Distt Munger 1 Distt Muzaffarpur 2 Distt Muzaffarpur Bihar 1 Distt Muzaffarpur, Bihar 1 Distt Nalanda 4 Distt Nawada Bihar 1 Distt Nawada, Bihar 1 Distt Patna 4 Distt Patna Bihar 2 Distt Patna, Bihar 6 Distt Rohtas 3 Distt Rohtas, Bihar 6 Distt Samastipur 1 Distt Samastipur, Bihar 1 Distt Saran , Bihar 1 Distt Sitamarhi 3 Distt Sitamarhi, Bihar 1 Distt Siwan, Bihar 3 Distt Supaul 2 Distt West Champaran 1 Distt West Champaran, Bihar 1 Distt- Patna 1 Distt- Rohtas 1 Distt-Bhabhua Bihar 1 Disttbhojpur 1 Disttnawadah 1 Dobhi Distt Gaya 1 Dt Aurangabad, Bihar 1 Dulhin Bazar 1 Dumraon Distt Bhojpur 1 Dumraon, Distbuxar 1 East Champaran, Bihar 1 Fatehpur Distt Gaya 1 Forbesganj 1 Gangaur, Dt Madhubani, Bihar 1 Garaul, Dt Saharsa, Bihar 1 Garhwa 1 Gaunpura 1 Gaya 11 Gaya Bihar 1 Gaya, Bihar 9 Ghoshi 1 Giriak, Bihar 1 Goh, Dt Aurangabad 1 Gokulpur, Distt Purnea, Bihar 1 Gopalganj 6 Gopalpur Distt Lakhisarai 1 Gumla 1 Hajipur 1 Harnaut Nalanda 1 Haspura, Dt Aurangabad, Bihar 1 Haveli Kharagpur, Dt Munger, Bihar 1 Hazaribagh 1 Hisua 1 Hulasganj 1 Ii Nd Floor 1 Imamganj Distt Gaya 1 Industrial Estate Road Opposite Bank Of Barod 1 Itwan, Dt Gaya 1 J L Road, Bihar 1 Jalalpur Patna 1 Jamhaita, Po Fatehpur, Distt Gaya 1 Jaynagar Distt Madhubani 1 Jehanabad 4 Jhanjharpur Bazar Distt Madhubani 1 Kadamkuan 1 Kaimur 1 Kaimur Bhabua 1 Kaimur Bihar 2 Kargahar, Bihar 1 Katihar 16 Kawakole Nawadah 1 Ketaki, Disst Aurangabad, Bihar 1 Khaga 1 Khagaria 1 Khojpur, Dt Madhubani, Bihar 1 Kishanganj 3 Kolhua, Nr Bariya Bus Stand, Golambar 1 Konch Bihar 1 Koraiya Sultanpur Patna 1 Kothia, Distt Darbhanga 1 Krishna Garh Dt Bhojpur 1 Kudra 1 Kukurha Arrah-Bihar South 1 Kurmawan, Distt Gaya, Bihar 1 Lakhawar Bihar 1 Lakhisarai 2 Lakhisarai Bihar 1 Lalganj Sehra Patna 1 Laukaha, Dt Supaul, Bihar 1 Madhubani 11 Mahapur Nawadah 1 Maharajganj 1 Mahua Distt Vaishalibihar 1 Maksudpur, Dt Gaya, Bihar 1 Mangrauni Darbhanga 1 Manguar, Dt Saharsa, Bihar 1 Masaurha Patna 1 Masaurhi Bihar 1 Mathurapur Distt Gaya 1 Meghauna 1 Mokamah Distt Patna 1 Motihari 1 Munger 4 Murgaon, Gaya, Bihar 1 Murlipur, Dist Saran Bihar 1 Muzaffarpur 34 Muzaffarpur Bihar 1 Muzaffpur 1 Nadwan Patna 1 Nagarpara Distt Bhagalpur 1 Nagwan, Imamganj, Dt Gaya 1 Nalanda 4 Nalanda Bihar 1 Nanauti Distt Saharsa 1 Nardiganj Nawadah 1 Natwar Distt Rohtas 1 Naugarhi Distt Munger Bihar 1 Nawada 2 Nawadah 1 Near Drm Office, Bihar 1 Near Ex Rd Crossing Exhibition Road Patna 1 Near Traffic Chowk 1 Near Traffic Chowk, Begusarai 1 Nehra, Bihar 1 Nokha 1 Nonsari, Distt Rohtasbihar 1 Obra Distt Aurangabad 1 Pabhera Patna 1 Pandarak Patna 1 Parsad, In Front Of Housing Board, Main Marke 1 Pashchim Champaran 1 Patan 1 Patna 57 Patna , Bihar 1 Patna North 1 Pawapuri 1 Phesar, Bihar 1 Phulwari Sharif 1 Piparadih 1 Piro 1 Pirpainti 1 Po Alinagar 1 Po Belaganj, Gaya, Bihar 1 Po Khujra Bhabua 1 Po Surajpura, Bihar 1 Pokharpur Distt Gaya, Bihar 1 Popatliputra Colony, Patna 1 Prakhand Parisar Supaul 1 Ps Dehri On Sone, Distt Rohtas 1 Ps Fatehpur, Distt Gaya 1 Ps Punpun, Bihar 1 Ps Ranitalab,Kanpa 1 Ps- Udwant Nagar, Arrah, Distt Bhojpur 1 Purba Champaran 1 Purbi Champaran 5 Purne 2 Purnea 3 Purnia 7 Purnia , Bihar 1 Raj Gangeli Majra Distt Purnea 1 Raja Vastralya,At Balu Ghat Road 1 Rajauli 1 Rajgir Distt Nalanda 1 Rajiv Nagar, Patna Bihar 1 Rajnagar Road, Distt Madhubani 1 Raxaul Bihar 1 Rohtas 4 Rohtash 1 Roussera Ghat Bihar 1 Runni Saidpur, Distt Sitamarhi 1 Sabnima Distt Patna 1 Sadisopur Distt Patna 1 Sahar, Distt Bhojpur Bihar 1 Saharsa 3 Saharsa Bihar 2 Saksohra Patna 1 Samastipur 12 Samastipur Bihar 1 Samastipur, Bihar 1 Samstipur Dist Samstipur 1 Sarai, Vaishali Bihar 1 Saran 3 Sarari Distt Sheikhpura 1 Sasaram 3 Sasaram ,Posasaram Distt Rohtas 1 Sasaram Dist Rohtas 1 Shahpur Distt Patna 1 Shahpur, Dt Saharsa, Bihar 1 Sheohar Bihar 1 Sigori Patna 1 Sijhouri Jamui 1 Silao Nalanda 1 Singheshwarasthan Madhepura 1 Sirdala Nawadah 1 Sirdilpur, Distt, Samastipur 1 Sitamarhi 4 Siur Distt Nawada 1 Siwan 7 Siwan , Bihar 1 Siwan Bihar 1 Sohana 1 Sonepur 1 Sujaganj 1 Supau 1 Supaul 3 Supaul, Bihar 1 Suryagarha, Distt - Lakhisarai 1 Tandwa, Dt Aurangabad, Bihar 1 Tankuppa, Dt Gaya 1 Telhara Nalanda 1 Tetri Distt Bhagalpur 1 Thalpose Nawadah 1 Tilakpur Distt Lakhisarai 1 Umgaon Distt Madhubani 1 Umta Distt Jehanabad 1 Vaishali 6 Veer, Dt Patna, Bihar 1 Via Garkha, Bihar 1 Via Gherasahan, Distt East Champaran 1 Via Hilsa, Distt Nalanda, Bihar 1 Via Sonthahat, Distt Kishanganj 1 Vidyut Nagar Colony, Bhagalpur 1 Waini Pusa Road Distt Samastipur 1 West Champaran 1 West Champaran Bihar 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.

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Frequently Asked Questions — Punjab National Bank MICR Codes in Bihar