Punjab National Bank IFSC Codes in Bihar — All Cities

Q: How many Punjab National Bank branches are in Bihar?

Punjab National Bank has 825 branches across 391 cities in Bihar, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

Q: How do I find the IFSC code for my Punjab National Bank branch in Bihar?

To find your Punjab National Bank IFSC code in Bihar: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Punjab National Bank passbook, the cheque leaf, or your net banking account details.

Q: What is the IFSC code used for at Punjab National Bank branches in Bihar?

The Punjab National Bank IFSC code in Bihar is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Punjab National Bank account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Q: Is the IFSC code the same for all Punjab National Bank branches in Bihar?

No. Every Punjab National Bank branch in Bihar has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Punjab National Bank in Bihar share the same 4-letter bank code but always have different branch codes.

Q: What is the minimum amount for RTGS using a Punjab National Bank Bihar IFSC code?

RTGS transfers to Punjab National Bank branches in Bihar require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Punjab National Bank branch in Bihar where the recipient's account is held.

Q: Do Punjab National Bank IFSC codes in Bihar change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Punjab National Bank has been involved in a merger, some Bihar branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Punjab National Bank account in Bihar, verify the IFSC is still active on the RBI's official IFSC lookup.

Q: Can I use any Punjab National Bank Bihar branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Punjab National Bank branch where your account is held — not any branch in Bihar. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

Q: How do I verify my Punjab National Bank IFSC code in Bihar?

You can verify your Punjab National Bank branch IFSC code in Bihar three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Punjab National Bank passbook — IFSC code is printed alongside your account number. (3) Log into Punjab National Bank internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Punjab National Bank has 825 branches across 391 cities in Bihar. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Punjab National Bank Bihar Live Data

825 Branches in Bihar

391 Cities Covered

100% IFSC Coverage

RBI Verified Data

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Punjab National Bank

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Punjab National Bank IFSC Codes in Bihar — Complete City Directory

Punjab National Bank operates 825 branches across 391 cities in Bihar, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Punjab National Bank Bihar IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Bihar.

Whether you are sending money to a Punjab National Bank account in Bihar via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Punjab National Bank branch in Bihar where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank IFSC Code in Bihar

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Bihar page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Punjab National Bank passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Punjab National Bank Branch in Bihar Has a Different IFSC Code

Every Punjab National Bank branch in Bihar has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Punjab National Bank branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Punjab National Bank branches — whether in Bihar or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Punjab National Bank branch in Bihar unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Punjab National Bank branches in Bihar — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Punjab National Bank Bihar IFSC Code

NEFT and RTGS Transfers to Punjab National Bank Accounts in Bihar

When someone wants to send money to your Punjab National Bank account in Bihar via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Punjab National Bank accounts in Bihar via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Punjab National Bank Bihar branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Punjab National Bank account in Bihar from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Punjab National Bank branch in Bihar. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Punjab National Bank IFSC vs MICR in Bihar — Which to Use

Both codes identify a Punjab National Bank branch in Bihar but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Punjab National Bank MICR codes across Bihar, visit the Punjab National Bank MICR directory for Bihar. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Bihar with Punjab National Bank IFSC Codes

Punjab National Bank has a presence in 391 cities across Bihar with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Adav,At Nayagaon,Albert Road Jamalpur 1 Akharaghat 1 Amba, Bihar 1 Ambala 1 Amnour 1 Anisabad Patna Bihar 1 Araria 5 Arrah 4 Arrah , Bihar 4 Arrah Bihar 1 Arrah, Bihar 1 Ashiana Digha Road 1 At Korwan,Thana Islampur 1 At Po Chakiya 1 At Po Fathua Dist Patna 1 At Po Sursand ,Dist Sitamarhi 1 Athmalgola Distt Patna 1 Atri Dist Gaya, Bihar 1 Aurangabad 5 Aurangabad Bihar 1 Aurng 1 Babhangama Distt Lakhisarai 1 Badem, Nabinagar, Distt Aurangabad, Bihar 1 Bagha Distt West Champaran 1 Baikatpur, Bihar 1 Balbhadrapur, Darbhanga 1 Balia, Dt Aurangabad, Bihar 1 Balihar Po Dullah Pur Bihar 1 Banka 7 Barahara, Bihar 1 Barari Industrial Estate Dtbhagalpur 1 Barh Bihar 1 Baroon, Bihar 1 Barorah Distt Gaya 1 Basbitti, Dt Supaul, Bihar 1 Basdeopur, Munger 1 Begusarai 8 Behind Hotel Heritage ,Kashinath More 1 Belaganj Distt Gaya 1 Beldarichak Distt Patna 1 Belkhara, Dt Arwal, Bihar 1 Belsara Bihar 1 Bhabhua Bihar 8 Bhadseni Nawadah 1 Bhagalpur 13 Bhagl 1 Bhagta Disttbhatinda 1 Bhagwanpur Vaishali 1 Bhairopatti Dtsupaul 1 Bhalua, Dist Gaya, Bihar 1 Bharatpura, Patna, Bihar 1 Bhojpur 5 Bhojpur, Bihar 5 Bhore 1 Bihar 81 Bihar North 1 Bihar Shariff 1 Bihariganj 1 Biharsharif 4 Bihta Bihar 1 Bind, Dt Nalanda 1 Biraul,Dist Dharbhangabihar 1 Bisfi, Dt Madhubani, Bihar 1 Bithra, Dt Arwal, Bihar 1 Block Brahmpur 1 Block Gaighat 1 Block Phulwarisharif,Patna Bihar 1 Block Rampur, Distt Kaimur 1 Bo Barauni Col Board Near Sona Talkij Barauni 1 Bo Exhibition Road Distt Patna 1 Bo Gandhi Nagar Distt Patna 1 Bo Morcha Road,Distt Patna 1 Boring Rd Patna 1 Boring Road Chowk, Patna, Bihar 1 Boring Road, Patna 1 Budha Colony 1 Buxar 6 Buxar Bihar 4 Champaran 2 Chandi, Bihar 1 Chapra 2 Chatra 1 Chhapra 6 Chhapra, Bihar 1 Chowk Main Road Narkatiaganj 1 Chowk Muzaffarpur 1 Chowki, Dt Begusarai, Bihar 1 Chutia, Dist Rohtas Bihar 1 Dalmianagar 2 Danapur, Rupaspur , Patna 1 Daniyawan Patna 1 Darbhanga 19 Darbhanga Bihar 1 Dariapur, Dt Begusarai, Bihar 1 Datiyana 1 Deo Distt Aurangabad 1 Dhamaul Nawadah 1 Dhamitola 1 Dhanarua Patna 1 Dist - Bhojpur 1 Dist - Patna, Bihar 1 Dist Araria Bihar 1 Dist Arwal Bihar 1 Dist Aurangabadbihar 1 Dist East Champaran 1 Dist Jamui 1 Dist Jehanabad 2 Dist Madhubani 1 Dist Mungher, Bihar 1 Dist Muzaffarpur 1 Dist Nalanda 1 Dist Patna 2 Dist Patna Bihar 1 Dist Rohtas 1 Dist Rohtas Bihar 1 Dist Samastipur, Bihar 1 Dist Saran 2 Dist Saran, Bihar 1 Dist Siwan, Bihar 1 Dist Supaul 1 Dist West Champaran 1 Dist- Aurangabad 1 Dist- Buxar 1 Dist- Patna 1 Distarwal 1 Distbegusarai 1 Distbhagalpur 1 Distbhojpur 6 Distmunger 1 Distnalanda 1 Distnawadah 2 Distpatna 1 Distpatna Bihar 1 District Patna 1 Distrohtas 1 Distsaharsa 1 Distt - Patna 1 Distt Araria 2 Distt Arwal 1 Distt Aurangabad 5 Distt Aurangabad Bihar 1 Distt Aurangabad, Bihar 1 Distt Begusarai 3 Distt Begusarai, Bh 1 Distt Bhabua Bihar 1 Distt Bhabua, Bihar 1 Distt Bhabuakaimur, Bihar 1 Distt Buxar 1 Distt Buxar Bihar 1 Distt Buxar, Bihar 1 Distt Buxor Bihar 2 Distt East Champaran 2 Distt East Champaran, Bihar 2 Distt Gaya 6 Distt Gaya, Bihar 6 Distt Jehanabad 3 Distt Jehanabad, Bihar 1 Distt Kaimur 2 Distt Katihaar 1 Distt Katihar 2 Distt Katihar, Bihar 1 Distt Kishanganj, Bihar 1 Distt Lakhisarai 1 Distt Madhubani 2 Distt Madhubani, Bihar 4 Distt Munger 1 Distt Muzaffarpur 2 Distt Muzaffarpur Bihar 1 Distt Muzaffarpur, Bihar 1 Distt Nalanda 4 Distt Nawada Bihar 1 Distt Nawada, Bihar 1 Distt Patna 4 Distt Patna Bihar 2 Distt Patna, Bihar 6 Distt Rohtas 3 Distt Rohtas, Bihar 6 Distt Samastipur 1 Distt Samastipur, Bihar 1 Distt Saran , Bihar 1 Distt Sitamarhi 3 Distt Sitamarhi, Bihar 1 Distt Siwan, Bihar 3 Distt Supaul 2 Distt West Champaran 1 Distt West Champaran, Bihar 1 Distt- Patna 1 Distt- Rohtas 1 Distt-Bhabhua Bihar 1 Disttbhojpur 1 Disttnawadah 1 Dobhi Distt Gaya 1 Dt Aurangabad, Bihar 1 Dulhin Bazar 1 Dumraon Distt Bhojpur 1 Dumraon, Distbuxar 1 East Champaran, Bihar 1 Fatehpur Distt Gaya 1 Forbesganj 1 Gangaur, Dt Madhubani, Bihar 1 Garaul, Dt Saharsa, Bihar 1 Garhwa 1 Gaunpura 1 Gaya 11 Gaya Bihar 1 Gaya, Bihar 9 Ghoshi 1 Giriak, Bihar 1 Goh, Dt Aurangabad 1 Gokulpur, Distt Purnea, Bihar 1 Gopalganj 6 Gopalpur Distt Lakhisarai 1 Gumla 1 Hajipur 1 Harnaut Nalanda 1 Haspura, Dt Aurangabad, Bihar 1 Haveli Kharagpur, Dt Munger, Bihar 1 Hazaribagh 1 Hisua 1 Hulasganj 1 Ii Nd Floor 1 Imamganj Distt Gaya 1 Industrial Estate Road Opposite Bank Of Barod 1 Itwan, Dt Gaya 1 J L Road, Bihar 1 Jalalpur Patna 1 Jamhaita, Po Fatehpur, Distt Gaya 1 Jaynagar Distt Madhubani 1 Jehanabad 4 Jhanjharpur Bazar Distt Madhubani 1 Kadamkuan 1 Kaimur 1 Kaimur Bhabua 1 Kaimur Bihar 2 Kargahar, Bihar 1 Katihar 16 Kawakole Nawadah 1 Ketaki, Disst Aurangabad, Bihar 1 Khaga 1 Khagaria 1 Khojpur, Dt Madhubani, Bihar 1 Kishanganj 3 Kolhua, Nr Bariya Bus Stand, Golambar 1 Konch Bihar 1 Koraiya Sultanpur Patna 1 Kothia, Distt Darbhanga 1 Krishna Garh Dt Bhojpur 1 Kudra 1 Kukurha Arrah-Bihar South 1 Kurmawan, Distt Gaya, Bihar 1 Lakhawar Bihar 1 Lakhisarai 2 Lakhisarai Bihar 1 Lalganj Sehra Patna 1 Laukaha, Dt Supaul, Bihar 1 Madhubani 11 Mahapur Nawadah 1 Maharajganj 1 Mahua Distt Vaishalibihar 1 Maksudpur, Dt Gaya, Bihar 1 Mangrauni Darbhanga 1 Manguar, Dt Saharsa, Bihar 1 Masaurha Patna 1 Masaurhi Bihar 1 Mathurapur Distt Gaya 1 Meghauna 1 Mokamah Distt Patna 1 Motihari 1 Munger 4 Murgaon, Gaya, Bihar 1 Murlipur, Dist Saran Bihar 1 Muzaffarpur 34 Muzaffarpur Bihar 1 Muzaffpur 1 Nadwan Patna 1 Nagarpara Distt Bhagalpur 1 Nagwan, Imamganj, Dt Gaya 1 Nalanda 4 Nalanda Bihar 1 Nanauti Distt Saharsa 1 Nardiganj Nawadah 1 Natwar Distt Rohtas 1 Naugarhi Distt Munger Bihar 1 Nawada 2 Nawadah 1 Near Drm Office, Bihar 1 Near Ex Rd Crossing Exhibition Road Patna 1 Near Traffic Chowk 1 Near Traffic Chowk, Begusarai 1 Nehra, Bihar 1 Nokha 1 Nonsari, Distt Rohtasbihar 1 Obra Distt Aurangabad 1 Pabhera Patna 1 Pandarak Patna 1 Parsad, In Front Of Housing Board, Main Marke 1 Pashchim Champaran 1 Patan 1 Patna 57 Patna , Bihar 1 Patna North 1 Pawapuri 1 Phesar, Bihar 1 Phulwari Sharif 1 Piparadih 1 Piro 1 Pirpainti 1 Po Alinagar 1 Po Belaganj, Gaya, Bihar 1 Po Khujra Bhabua 1 Po Surajpura, Bihar 1 Pokharpur Distt Gaya, Bihar 1 Popatliputra Colony, Patna 1 Prakhand Parisar Supaul 1 Ps Dehri On Sone, Distt Rohtas 1 Ps Fatehpur, Distt Gaya 1 Ps Punpun, Bihar 1 Ps Ranitalab,Kanpa 1 Ps- Udwant Nagar, Arrah, Distt Bhojpur 1 Purba Champaran 1 Purbi Champaran 5 Purne 2 Purnea 3 Purnia 7 Purnia , Bihar 1 Raj Gangeli Majra Distt Purnea 1 Raja Vastralya,At Balu Ghat Road 1 Rajauli 1 Rajgir Distt Nalanda 1 Rajiv Nagar, Patna Bihar 1 Rajnagar Road, Distt Madhubani 1 Raxaul Bihar 1 Rohtas 4 Rohtash 1 Roussera Ghat Bihar 1 Runni Saidpur, Distt Sitamarhi 1 Sabnima Distt Patna 1 Sadisopur Distt Patna 1 Sahar, Distt Bhojpur Bihar 1 Saharsa 3 Saharsa Bihar 2 Saksohra Patna 1 Samastipur 12 Samastipur Bihar 1 Samastipur, Bihar 1 Samstipur Dist Samstipur 1 Sarai, Vaishali Bihar 1 Saran 3 Sarari Distt Sheikhpura 1 Sasaram 3 Sasaram ,Posasaram Distt Rohtas 1 Sasaram Dist Rohtas 1 Shahpur Distt Patna 1 Shahpur, Dt Saharsa, Bihar 1 Sheohar Bihar 1 Sigori Patna 1 Sijhouri Jamui 1 Silao Nalanda 1 Singheshwarasthan Madhepura 1 Sirdala Nawadah 1 Sirdilpur, Distt, Samastipur 1 Sitamarhi 4 Siur Distt Nawada 1 Siwan 7 Siwan , Bihar 1 Siwan Bihar 1 Sohana 1 Sonepur 1 Sujaganj 1 Supau 1 Supaul 3 Supaul, Bihar 1 Suryagarha, Distt - Lakhisarai 1 Tandwa, Dt Aurangabad, Bihar 1 Tankuppa, Dt Gaya 1 Telhara Nalanda 1 Tetri Distt Bhagalpur 1 Thalpose Nawadah 1 Tilakpur Distt Lakhisarai 1 Umgaon Distt Madhubani 1 Umta Distt Jehanabad 1 Vaishali 6 Veer, Dt Patna, Bihar 1 Via Garkha, Bihar 1 Via Gherasahan, Distt East Champaran 1 Via Hilsa, Distt Nalanda, Bihar 1 Via Sonthahat, Distt Kishanganj 1 Vidyut Nagar Colony, Bhagalpur 1 Waini Pusa Road Distt Samastipur 1 West Champaran 1 West Champaran Bihar 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — Punjab National Bank IFSC Codes in Bihar

How many Punjab National Bank branches are in Bihar?

How do I find the IFSC code for my Punjab National Bank branch in Bihar?

What is the IFSC code used for at Punjab National Bank branches in Bihar?

Is the IFSC code the same for all Punjab National Bank branches in Bihar?

What is the minimum amount for RTGS using a Punjab National Bank Bihar IFSC code?

Do Punjab National Bank IFSC codes in Bihar change after a bank merger?

Can I use any Punjab National Bank Bihar branch IFSC code for NEFT?

How do I verify my Punjab National Bank IFSC code in Bihar?