Bank of India MICR Codes in Jharkhand — All Cities

Bank of India has 527 branches across 324 cities in Jharkhand. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.

Updated Jun 2026 Bank of India Jharkhand Live Data
527 Branches in Jharkhand
324 Cities Covered
99.6% MICR Coverage
CTS RBI Clearing Grid
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Bank of India in Jharkhand — Select City

324 cities

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Bank of India MICR Codes in Jharkhand — Complete City Directory

Bank of India operates 527 branches across 324 cities in Jharkhand, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Bank of India Jharkhand MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Jharkhand.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Bank of India branch in Jharkhand where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India MICR Code in Jharkhand

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

  • Step 1 — Select City: You are already on the Jharkhand page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
  • Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
  • Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your Bank of India cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each Bank of India Branch in Jharkhand Has a Different MICR Code

Every Bank of India branch in Jharkhand has a unique 9-digit MICR code structured as follows:

  • Digits 1–3 (City Code): Identifies the CTS clearing zone within Jharkhand. Each major city in Jharkhand has a distinct 3-digit city code assigned by the RBI. All Bank of India branches in the same city share this prefix.
  • Digits 4–6 (Bank Code): Identifies Bank of India within that city's clearing zone. This is the same for all Bank of India branches in the same city.
  • Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Bank of India branch. No two branches in Jharkhand share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any Bank of India cheque in Jharkhand to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the Bank of India Jharkhand MICR Code

SIP and Mutual Fund Registrations

If you hold a Bank of India savings account in Jharkhand and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Bank of India Jharkhand branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Bank of India branch MICR code in Jharkhand. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Jharkhand collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Bank of India branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by Bank of India branches in Jharkhand carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Jharkhand reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Need Bank of India IFSC codes in Jharkhand for NEFT, RTGS, IMPS, or UPI? MICR codes are for cheques and mandates only. Online transfers use the IFSC code.

View IFSC Codes

Cities in Jharkhand with Bank of India Branches

Bank of India has a presence in 324 cities across Jharkhand with MICR-enabled branches:

Adityapur 1 Ahilyapur Distgiridih 1 Alkapuri Distt Giridih 1 Amaghata Dist Dhanbad 1 Atka Dist Giridih 1 Badam Dist Hazaribagh 1 Baddiha Distgiridih 1 Bagodar Jd 1 Bagra Mod Dist Chatra 1 Bagru Dist Lohardaa 1 Balidih Dist Bokaro 1 Balsagra Dist Hazaribagh 1 Bandgaon District West Singhbhum 1 Banjhedih Distkoderma 1 Bano Dist Simdega 1 Bantara Dist Hazaribagh 1 Bara Amda Dist Seraikela Kharsawan 1 Barbil 1 Barhi Dist Hazaribagh 1 Barkagaon Dist Hazaribagh 1 Barkatha Dist Hazaribagh 1 Barmasia Dist Bokaro 2 Barwa Adda Dist Dhanbad 1 Basodih Dist Koderma 1 Batbinor Dist Bokaro 1 Bayang Dist Seraikela Kharsawan 1 Bend Disteast Singhbhum 1 Bengabad Distt Giridih 1 Bera Dist Dhanbad 1 Bero 1 Bhaga Bandh Dhanbad 1 Bhaga Dhanbad 2 Bhagabandi Dist East Singhbhum 1 Bhagidera Dist Gumla 1 Bhandra Distlohardaga 1 Bharno Jd 1 Bhatdee Dist Dhanbad 1 Bhendra Dist Bokaro 1 Bhojudih Dist Bokaro 1 Bhoya Dist West Singhbhum 1 Bhulan Bararee Dist Dhanbad 1 Bhuli Dist Dhanbad 1 Bhurkunda Disthazaribagh 1 Birda Dist Ranchi 1 Birkiti Dist Pakur 1 Biru District Simdega 1 Bishnugarh Dist Hazaribagh 1 Bishunpur Dist Gumla 1 Bodam 1 Bokaro 16 Bokaro Steel City 3 Bolba Dist Simdega 1 Bundu 1 Burmu Dist Ranchi 1 Buti Dist Lohardaga 1 Chaibasa 1 Chaibasa Jd 1 Chainpur Bargaon 1 Chainpur Dist Gumla 1 Chakradharpur 1 Chakulia Purbi Singhbhum 1 Chaliama Distseraikela Kharsawan 1 Chandrapura Jharkhand 1 Chandwara 1 Charhi Disthazaribagh 1 Chas Jharkhand 6 Chatra 4 Chatra Dist Chatra 4 Chatro Distgiridih 1 Chauparan Disthazaribagh 1 Cheera Chas Dist Bokaro 1 Chirkunda Dhanbad 1 Chittaranjan 1 Chota Muri 1 Chotki Kharagdiha Distgiridih 1 Chowka Dist Seraikela Kharsawan 1 Dadpur Disthazaribagh 1 Dalaikela Distwest Singhbhum 1 Dalbhanga Dist Seraikela Kharsawan 1 Daltonganj 2 Dantar Dist Chatra 1 Daru Distt Hazaribag Jd 1 Deoghar 4 Deoghar Dist Deoghar Jharkhand 3 Deori 1 Dhalbhumgarh Disteast Singhbhum 1 Dhanbad 26 Dhatkidih Dist East Singhbhum 1 Diankel Distranchi 1 Domchanch Dist Koderma 1 Doranda Distgiridih 1 Dugda Coal Washery Dist Bokaro 1 Dumaria Dist East Singhbhum 1 Dumka 5 Dumri Dist Gumla 1 Dwarpahari Dist Giridih 1 East Singhbhum 1 Ena Dist Dhanbad 1 Gajpur Dist West Singhbhum 1 Galudih 1 Galudih Dist Seraikela Kharsawan 1 Gandey Dist Giridih 1 Garhwa 2 Garhwa Jharkhand 1 Gari Kalan Dist Hazaribagh 1 Gawan Dist Giridih 1 Getalsud Dist Ranchi 2 Ghaghra Dist Gumla 1 Ghato Tand Jharkhand 1 Ghatsila 1 Ghoraling Dist Seraikela Kharsawan 1 Ghorthamba 1 Ghuiyapal Dist East Singhbhum 1 Gidi Dist Hazaribagh 1 Giridih 11 Gobindpur Dist West Singhbhum 1 Godda 2 Godda Jarkhand 3 Gohal Dangra Disteast Singhbhum 1 Gomia Bihar 1 Gomoh Dist Dhanbad 2 Gosaindih Dist Chatra 1 Govindapur Dhanbad 1 Govindpur Dist Ranchi 1 Gua District West Singhbhum 1 Gumla 5 Gumla Dist 4 Haludpukur 1 Hata Dist East Singhbhum 1 Hazaribag 8 Hazaribagh 9 Hirodih Distt Koderma Jd 1 Hunterganj Dist Chatra 1 Ichak More Jd 1 Inderwa Dist Koderma 1 Isri Bazar Distgiridih 1 Itkhori 1 Jagannathpur 1 Jainagar Jharkhand 1 Jainamore Jharkhand 1 Jaldega Distsimdega 1 Jamshedpur 20 Jamtara 7 Jamua Distt Giridih Jd 1 Jari Jd 1 Jaridih Bazar Dist Bokaro 1 Jawalkata Dist East Singhbhum 1 Jeenagora Dist Dhanbad 1 Jharia 1 Jhumritelaiya 1 Jori Dist Chatra 1 Jugsalai 1 Kairo 1 Kalikapur District East Singhbhum 1 Kalyandih Jd 1 Kamdarajharkhand 1 Kandra Dist Dhanbad 1 Karaikella Distwest Singhbhum 1 Kariatpur Disthazaribagh 1 Kariodih Dist Pakur 1 Karma Distt Ramgarh Jd 1 Karra Dist Ranchi 1 Kasmar Dist Bokaro 1 Katin Dist East Singhbhum 1 Katrasgarh Distdhanbad 1 Kedla Jd 1 Kendua Distgiridhi 1 Kerukocha 1 Kessurgarh Distdhanbad 1 Khaira Chatar Dist Bokaro 1 Kharagdiha Dist Hazaribagh 1 Kharsawan Jharkhand 1 Khelari 1 Khunti 3 Kisko Dist Lohardaga 1 Koderma 7 Kolabera Dist Seraikela Kharsawan 1 Kolibera Distt Simdega Jd 1 Kopali Jharkhand 1 Korra Jd 1 Kotam Distgumla 1 Kuchai Dist Seraikela Kharsawan 1 Kuju 1 Kuju Dist Ramgarh Cantt 1 Kurdeg Dist Simdega 1 Kuru Distt Lohardaga Jd 1 Kusunda Dhanbad 2 Lachragarh Dist Simdega 1 Laikdih Dist Dhanbad 1 Lalpaniajharkhand 1 Latehar 1 Lateharjharkhand 2 Lodaijharkhand 1 Lodna Dist Dhanbad 1 Lohar 1 Lohardaga 4 Lohardagga 3 Mahesh Munda Dist Giridih 1 Maithan Dhanbad 1 Majhgaon District West Singhbhum 1 Makdiha Dist Giridih 1 Mamarkudar Dist Bokaro 1 Manaitand Dist Dhanbad 1 Mandu Dist Hazaribagh 1 Mangura Dist Hazaribagh 1 Manjhatoli Dist Gumla 1 Manoharpurdist Singhbhum Jharkhand 1 Marar Distt Ramgarh Jd 1 Markachho Distkoderma 1 Masmohna Dist Koderma 1 Mechua Dist East Singhbhum 1 Mirzaganj Distgiridih 1 Moganpur Dist Hazaribagh 1 Mohanpur Dist East Singhbhum 1 Moko Distdhanbad 1 Mosabani Dist East Singhbhum 1 Motia Dumariavia Godda Dist Godda 1 Moudasholi Dist East Singhbhum 1 Mugma Dist Dhanbad 1 Muram Kalandist Ramgarh 1 Muturkham Dist East Singhbhum 1 Nagri 1 Nawada Dist Hazaribagh 1 Nawadih Distbokaro 1 Nawalsahi District Koderma 1 Nimdih 1 Nimiaghat Dist Giridih 1 Nirsa Dist Dhanbad 1 Ormanjhi 1 Otar Dist West Singhbhum 1 Padma Dist Hazaribagh 1 Pakur 1 Pakur Dist Pakur Jharkhand 1 Palkot Dist Gumla 1 Panchhat 1 Parasnath Bihar 1 Parsan Distgiridih 1 Paschimi Singhbhum 4 Patamda Dist East Singhbhum 1 Pathaldiha Distkoderma 1 Patratu Disthazaribagh 1 Pesham Distgiridih 1 Peshrar Jharkhand 1 Phulchi Dist Giridih 1 Phulwaria Dist Koderma 1 Phusro Bazar Dist Bokaro 1 Pichari Distt Bokaro 1 Pindrajora Dist Bokaro 1 Pipcho Dist Koderma 1 Pirtand Distgiridih 1 Pithoria Dist Ranchi 1 Potka 1 Pratappur Dist Chatra 1 Purbi Singhbhum 8 Putki Dist Dhanbad 1 Radhanagar Raj Dist Sahibganj 1 Raghunathpur 1 Raidih Dist Gumla 1 Raidihmore Dist Ranchi 1 Rajdhanwar Distgiridih 1 Rajganj Dist Dhanbad 1 Rajnagar 1 Rajrappa Project Dist Hazaribagh 1 Ramgarh 1 Ramgarh Cantt 1 Ramgarh Jd 2 Ramnagar 1 Ranchi 40 Ratu 1 Religara Dist Hazaribagh 1 Remba Distgiridih 1 Sagramdih Dist Dhanbad 1 Sahebganj 1 Sahibganj 2 Saketpuri Jharkhand 1 Saraikela Kharsawan 2 Saram 1 Saram Bazar Dist Bokaro 1 Sarangashol Dist East Singhbhum 1 Sarubera Jd 1 Satgawan Distkoderma 1 Sayal Dist Ramgarh Cannt 1 Senha Dist Lohardaga 1 Seraikela Dist Seraikela Kharsawan 3 Seraikela Kharsawan 2 Shaharjam Dist Chatra 1 Shahpurjharkhand 1 Sikidiri Dist Ranchi 1 Silli Dist Ranchi 1 Simaria Dist Chatra 1 Simdega 3 Singhbhum 4 Singhbhum East 1 Sini 1 Situ Ichagarh 1 Siwandih Jd 1 Sonarpara Dist Pakur 1 Sonua District West Singhbhum 1 Sultana Disthazaribagh 1 Sundernagar 1 Suriya Dist Giridih 1 Swang Colliery Dist Bokaro 1 Taljhari Dist Sahibganj 1 Tandwa Dist Chatra 1 Tangar Dist Ranchi 1 Tatisilvawai 1 Tebo Dist West Singhbhum 1 Telidih Dist Bokaro 1 Telmocho Dist Dhanbad 1 Telo 1 Tentulia Bokaro 1 Tenughat Distt Bokaro 1 Tetulmari Dist Dhanbad 1 Thakurgaon Dist Ranchi 1 Tiruldih Dist Seraikela Kharsawan 1 Tisra Dist Dhanbad 1 Tisri Distgiridih 1 Topa Jd 1 Topchanchi Dist Dhanbad 1 Tupkadih Bokaro Jd 1 Tupudana 1 Tutilawa Dist Chatra 1 Ukumadkam Dist West Singhbhum 1 Uperdugni Dist Seraikela Kharsawan 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse Bank of India branches in other states, visit the Bank of India MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.

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Frequently Asked Questions — Bank of India MICR Codes in Jharkhand