Bank of India IFSC Codes in Jharkhand — All Cities

Q: How many Bank of India branches are in Jharkhand?

Bank of India has 527 branches across 324 cities in Jharkhand, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

Q: How do I find the IFSC code for my Bank of India branch in Jharkhand?

To find your Bank of India IFSC code in Jharkhand: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Bank of India passbook, the cheque leaf, or your net banking account details.

Q: What is the IFSC code used for at Bank of India branches in Jharkhand?

The Bank of India IFSC code in Jharkhand is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Bank of India account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Q: Is the IFSC code the same for all Bank of India branches in Jharkhand?

No. Every Bank of India branch in Jharkhand has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Bank of India in Jharkhand share the same 4-letter bank code but always have different branch codes.

Q: What is the minimum amount for RTGS using a Bank of India Jharkhand IFSC code?

RTGS transfers to Bank of India branches in Jharkhand require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Bank of India branch in Jharkhand where the recipient's account is held.

Q: Do Bank of India IFSC codes in Jharkhand change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Bank of India has been involved in a merger, some Jharkhand branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Bank of India account in Jharkhand, verify the IFSC is still active on the RBI's official IFSC lookup.

Q: Can I use any Bank of India Jharkhand branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Bank of India branch where your account is held — not any branch in Jharkhand. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

Q: How do I verify my Bank of India IFSC code in Jharkhand?

You can verify your Bank of India branch IFSC code in Jharkhand three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Bank of India passbook — IFSC code is printed alongside your account number. (3) Log into Bank of India internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Bank of India has 527 branches across 324 cities in Jharkhand. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Bank of India Jharkhand Live Data

527 Branches in Jharkhand

324 Cities Covered

100% IFSC Coverage

RBI Verified Data

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Bank of India

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Bank of India IFSC Codes in Jharkhand — Complete City Directory

Bank of India operates 527 branches across 324 cities in Jharkhand, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India Jharkhand IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Jharkhand.

Whether you are sending money to a Bank of India account in Jharkhand via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in Jharkhand where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in Jharkhand

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Jharkhand page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in Jharkhand Has a Different IFSC Code

Every Bank of India branch in Jharkhand has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in Jharkhand or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Bank of India branch in Jharkhand unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in Jharkhand — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India Jharkhand IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in Jharkhand

When someone wants to send money to your Bank of India account in Jharkhand via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in Jharkhand via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India Jharkhand branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in Jharkhand from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in Jharkhand. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in Jharkhand — Which to Use

Both codes identify a Bank of India branch in Jharkhand but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Bank of India MICR codes across Jharkhand, visit the Bank of India MICR directory for Jharkhand. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Jharkhand with Bank of India IFSC Codes

Bank of India has a presence in 324 cities across Jharkhand with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Adityapur 1 Ahilyapur Distgiridih 1 Alkapuri Distt Giridih 1 Amaghata Dist Dhanbad 1 Atka Dist Giridih 1 Badam Dist Hazaribagh 1 Baddiha Distgiridih 1 Bagodar Jd 1 Bagra Mod Dist Chatra 1 Bagru Dist Lohardaa 1 Balidih Dist Bokaro 1 Balsagra Dist Hazaribagh 1 Bandgaon District West Singhbhum 1 Banjhedih Distkoderma 1 Bano Dist Simdega 1 Bantara Dist Hazaribagh 1 Bara Amda Dist Seraikela Kharsawan 1 Barbil 1 Barhi Dist Hazaribagh 1 Barkagaon Dist Hazaribagh 1 Barkatha Dist Hazaribagh 1 Barmasia Dist Bokaro 2 Barwa Adda Dist Dhanbad 1 Basodih Dist Koderma 1 Batbinor Dist Bokaro 1 Bayang Dist Seraikela Kharsawan 1 Bend Disteast Singhbhum 1 Bengabad Distt Giridih 1 Bera Dist Dhanbad 1 Bero 1 Bhaga Bandh Dhanbad 1 Bhaga Dhanbad 2 Bhagabandi Dist East Singhbhum 1 Bhagidera Dist Gumla 1 Bhandra Distlohardaga 1 Bharno Jd 1 Bhatdee Dist Dhanbad 1 Bhendra Dist Bokaro 1 Bhojudih Dist Bokaro 1 Bhoya Dist West Singhbhum 1 Bhulan Bararee Dist Dhanbad 1 Bhuli Dist Dhanbad 1 Bhurkunda Disthazaribagh 1 Birda Dist Ranchi 1 Birkiti Dist Pakur 1 Biru District Simdega 1 Bishnugarh Dist Hazaribagh 1 Bishunpur Dist Gumla 1 Bodam 1 Bokaro 16 Bokaro Steel City 3 Bolba Dist Simdega 1 Bundu 1 Burmu Dist Ranchi 1 Buti Dist Lohardaga 1 Chaibasa 1 Chaibasa Jd 1 Chainpur Bargaon 1 Chainpur Dist Gumla 1 Chakradharpur 1 Chakulia Purbi Singhbhum 1 Chaliama Distseraikela Kharsawan 1 Chandrapura Jharkhand 1 Chandwara 1 Charhi Disthazaribagh 1 Chas Jharkhand 6 Chatra 4 Chatra Dist Chatra 4 Chatro Distgiridih 1 Chauparan Disthazaribagh 1 Cheera Chas Dist Bokaro 1 Chirkunda Dhanbad 1 Chittaranjan 1 Chota Muri 1 Chotki Kharagdiha Distgiridih 1 Chowka Dist Seraikela Kharsawan 1 Dadpur Disthazaribagh 1 Dalaikela Distwest Singhbhum 1 Dalbhanga Dist Seraikela Kharsawan 1 Daltonganj 2 Dantar Dist Chatra 1 Daru Distt Hazaribag Jd 1 Deoghar 4 Deoghar Dist Deoghar Jharkhand 3 Deori 1 Dhalbhumgarh Disteast Singhbhum 1 Dhanbad 26 Dhatkidih Dist East Singhbhum 1 Diankel Distranchi 1 Domchanch Dist Koderma 1 Doranda Distgiridih 1 Dugda Coal Washery Dist Bokaro 1 Dumaria Dist East Singhbhum 1 Dumka 5 Dumri Dist Gumla 1 Dwarpahari Dist Giridih 1 East Singhbhum 1 Ena Dist Dhanbad 1 Gajpur Dist West Singhbhum 1 Galudih 1 Galudih Dist Seraikela Kharsawan 1 Gandey Dist Giridih 1 Garhwa 2 Garhwa Jharkhand 1 Gari Kalan Dist Hazaribagh 1 Gawan Dist Giridih 1 Getalsud Dist Ranchi 2 Ghaghra Dist Gumla 1 Ghato Tand Jharkhand 1 Ghatsila 1 Ghoraling Dist Seraikela Kharsawan 1 Ghorthamba 1 Ghuiyapal Dist East Singhbhum 1 Gidi Dist Hazaribagh 1 Giridih 11 Gobindpur Dist West Singhbhum 1 Godda 2 Godda Jarkhand 3 Gohal Dangra Disteast Singhbhum 1 Gomia Bihar 1 Gomoh Dist Dhanbad 2 Gosaindih Dist Chatra 1 Govindapur Dhanbad 1 Govindpur Dist Ranchi 1 Gua District West Singhbhum 1 Gumla 5 Gumla Dist 4 Haludpukur 1 Hata Dist East Singhbhum 1 Hazaribag 8 Hazaribagh 9 Hirodih Distt Koderma Jd 1 Hunterganj Dist Chatra 1 Ichak More Jd 1 Inderwa Dist Koderma 1 Isri Bazar Distgiridih 1 Itkhori 1 Jagannathpur 1 Jainagar Jharkhand 1 Jainamore Jharkhand 1 Jaldega Distsimdega 1 Jamshedpur 20 Jamtara 7 Jamua Distt Giridih Jd 1 Jari Jd 1 Jaridih Bazar Dist Bokaro 1 Jawalkata Dist East Singhbhum 1 Jeenagora Dist Dhanbad 1 Jharia 1 Jhumritelaiya 1 Jori Dist Chatra 1 Jugsalai 1 Kairo 1 Kalikapur District East Singhbhum 1 Kalyandih Jd 1 Kamdarajharkhand 1 Kandra Dist Dhanbad 1 Karaikella Distwest Singhbhum 1 Kariatpur Disthazaribagh 1 Kariodih Dist Pakur 1 Karma Distt Ramgarh Jd 1 Karra Dist Ranchi 1 Kasmar Dist Bokaro 1 Katin Dist East Singhbhum 1 Katrasgarh Distdhanbad 1 Kedla Jd 1 Kendua Distgiridhi 1 Kerukocha 1 Kessurgarh Distdhanbad 1 Khaira Chatar Dist Bokaro 1 Kharagdiha Dist Hazaribagh 1 Kharsawan Jharkhand 1 Khelari 1 Khunti 3 Kisko Dist Lohardaga 1 Koderma 7 Kolabera Dist Seraikela Kharsawan 1 Kolibera Distt Simdega Jd 1 Kopali Jharkhand 1 Korra Jd 1 Kotam Distgumla 1 Kuchai Dist Seraikela Kharsawan 1 Kuju 1 Kuju Dist Ramgarh Cantt 1 Kurdeg Dist Simdega 1 Kuru Distt Lohardaga Jd 1 Kusunda Dhanbad 2 Lachragarh Dist Simdega 1 Laikdih Dist Dhanbad 1 Lalpaniajharkhand 1 Latehar 1 Lateharjharkhand 2 Lodaijharkhand 1 Lodna Dist Dhanbad 1 Lohar 1 Lohardaga 4 Lohardagga 3 Mahesh Munda Dist Giridih 1 Maithan Dhanbad 1 Majhgaon District West Singhbhum 1 Makdiha Dist Giridih 1 Mamarkudar Dist Bokaro 1 Manaitand Dist Dhanbad 1 Mandu Dist Hazaribagh 1 Mangura Dist Hazaribagh 1 Manjhatoli Dist Gumla 1 Manoharpurdist Singhbhum Jharkhand 1 Marar Distt Ramgarh Jd 1 Markachho Distkoderma 1 Masmohna Dist Koderma 1 Mechua Dist East Singhbhum 1 Mirzaganj Distgiridih 1 Moganpur Dist Hazaribagh 1 Mohanpur Dist East Singhbhum 1 Moko Distdhanbad 1 Mosabani Dist East Singhbhum 1 Motia Dumariavia Godda Dist Godda 1 Moudasholi Dist East Singhbhum 1 Mugma Dist Dhanbad 1 Muram Kalandist Ramgarh 1 Muturkham Dist East Singhbhum 1 Nagri 1 Nawada Dist Hazaribagh 1 Nawadih Distbokaro 1 Nawalsahi District Koderma 1 Nimdih 1 Nimiaghat Dist Giridih 1 Nirsa Dist Dhanbad 1 Ormanjhi 1 Otar Dist West Singhbhum 1 Padma Dist Hazaribagh 1 Pakur 1 Pakur Dist Pakur Jharkhand 1 Palkot Dist Gumla 1 Panchhat 1 Parasnath Bihar 1 Parsan Distgiridih 1 Paschimi Singhbhum 4 Patamda Dist East Singhbhum 1 Pathaldiha Distkoderma 1 Patratu Disthazaribagh 1 Pesham Distgiridih 1 Peshrar Jharkhand 1 Phulchi Dist Giridih 1 Phulwaria Dist Koderma 1 Phusro Bazar Dist Bokaro 1 Pichari Distt Bokaro 1 Pindrajora Dist Bokaro 1 Pipcho Dist Koderma 1 Pirtand Distgiridih 1 Pithoria Dist Ranchi 1 Potka 1 Pratappur Dist Chatra 1 Purbi Singhbhum 8 Putki Dist Dhanbad 1 Radhanagar Raj Dist Sahibganj 1 Raghunathpur 1 Raidih Dist Gumla 1 Raidihmore Dist Ranchi 1 Rajdhanwar Distgiridih 1 Rajganj Dist Dhanbad 1 Rajnagar 1 Rajrappa Project Dist Hazaribagh 1 Ramgarh 1 Ramgarh Cantt 1 Ramgarh Jd 2 Ramnagar 1 Ranchi 40 Ratu 1 Religara Dist Hazaribagh 1 Remba Distgiridih 1 Sagramdih Dist Dhanbad 1 Sahebganj 1 Sahibganj 2 Saketpuri Jharkhand 1 Saraikela Kharsawan 2 Saram 1 Saram Bazar Dist Bokaro 1 Sarangashol Dist East Singhbhum 1 Sarubera Jd 1 Satgawan Distkoderma 1 Sayal Dist Ramgarh Cannt 1 Senha Dist Lohardaga 1 Seraikela Dist Seraikela Kharsawan 3 Seraikela Kharsawan 2 Shaharjam Dist Chatra 1 Shahpurjharkhand 1 Sikidiri Dist Ranchi 1 Silli Dist Ranchi 1 Simaria Dist Chatra 1 Simdega 3 Singhbhum 4 Singhbhum East 1 Sini 1 Situ Ichagarh 1 Siwandih Jd 1 Sonarpara Dist Pakur 1 Sonua District West Singhbhum 1 Sultana Disthazaribagh 1 Sundernagar 1 Suriya Dist Giridih 1 Swang Colliery Dist Bokaro 1 Taljhari Dist Sahibganj 1 Tandwa Dist Chatra 1 Tangar Dist Ranchi 1 Tatisilvawai 1 Tebo Dist West Singhbhum 1 Telidih Dist Bokaro 1 Telmocho Dist Dhanbad 1 Telo 1 Tentulia Bokaro 1 Tenughat Distt Bokaro 1 Tetulmari Dist Dhanbad 1 Thakurgaon Dist Ranchi 1 Tiruldih Dist Seraikela Kharsawan 1 Tisra Dist Dhanbad 1 Tisri Distgiridih 1 Topa Jd 1 Topchanchi Dist Dhanbad 1 Tupkadih Bokaro Jd 1 Tupudana 1 Tutilawa Dist Chatra 1 Ukumadkam Dist West Singhbhum 1 Uperdugni Dist Seraikela Kharsawan 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — Bank of India IFSC Codes in Jharkhand

How many Bank of India branches are in Jharkhand?

How do I find the IFSC code for my Bank of India branch in Jharkhand?

What is the IFSC code used for at Bank of India branches in Jharkhand?

Is the IFSC code the same for all Bank of India branches in Jharkhand?

What is the minimum amount for RTGS using a Bank of India Jharkhand IFSC code?

Do Bank of India IFSC codes in Jharkhand change after a bank merger?

Can I use any Bank of India Jharkhand branch IFSC code for NEFT?

How do I verify my Bank of India IFSC code in Jharkhand?