Bank of India MICR Codes in Andhra Pradesh — All Cities

Bank of India has 242 branches across 129 cities in Andhra Pradesh. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.

Updated Jun 2026 Bank of India Andhra Pradesh Live Data
242 Branches in Andhra Pradesh
129 Cities Covered
99.6% MICR Coverage
CTS RBI Clearing Grid
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Bank of India in Andhra Pradesh — Select City

129 cities

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Bank of India MICR Codes in Andhra Pradesh — Complete City Directory

Bank of India operates 242 branches across 129 cities in Andhra Pradesh, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Bank of India Andhra Pradesh MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Andhra Pradesh.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Bank of India branch in Andhra Pradesh where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India MICR Code in Andhra Pradesh

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

  • Step 1 — Select City: You are already on the Andhra Pradesh page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
  • Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
  • Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your Bank of India cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each Bank of India Branch in Andhra Pradesh Has a Different MICR Code

Every Bank of India branch in Andhra Pradesh has a unique 9-digit MICR code structured as follows:

  • Digits 1–3 (City Code): Identifies the CTS clearing zone within Andhra Pradesh. Each major city in Andhra Pradesh has a distinct 3-digit city code assigned by the RBI. All Bank of India branches in the same city share this prefix.
  • Digits 4–6 (Bank Code): Identifies Bank of India within that city's clearing zone. This is the same for all Bank of India branches in the same city.
  • Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Bank of India branch. No two branches in Andhra Pradesh share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any Bank of India cheque in Andhra Pradesh to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the Bank of India Andhra Pradesh MICR Code

SIP and Mutual Fund Registrations

If you hold a Bank of India savings account in Andhra Pradesh and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Bank of India Andhra Pradesh branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Bank of India branch MICR code in Andhra Pradesh. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Andhra Pradesh collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Bank of India branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by Bank of India branches in Andhra Pradesh carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Andhra Pradesh reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Need Bank of India IFSC codes in Andhra Pradesh for NEFT, RTGS, IMPS, or UPI? MICR codes are for cheques and mandates only. Online transfers use the IFSC code.

View IFSC Codes

Cities in Andhra Pradesh with Bank of India Branches

Bank of India has a presence in 129 cities across Andhra Pradesh with MICR-enabled branches:

Addanki 1 Adilabad 1 Adoni 1 Amadalavalasa Dist Srikakulam 1 Amalapuram Ap 1 Anand 1 Anantapur Ap 1 Anaparthy Ap 1 Annamayya 1 Arundalpet 1 Atchuthapuram 1 Bachupally Rr Distt 1 Bapatla Distt Guntur 1 Bapulapadu Hanuman Junction Ap 1 Benz Circle 1 Bhimavaram 1 Boduppalap 1 Chenchupeta Dist Guntur 1 Cherukupalli Dist Guntur 1 Chevella District Ranga Reddy 1 Chilakaluripeta 1 Chirala Ap 1 Chittoor 5 Chodavaram Dist Visakhapatnam 1 Cuddapah 2 Cuddappah 1 Darbhagudem 1 Darsi Ap 1 Dharamavaram Ap 1 Dommeru Dist West Godavari 1 Dubacherala Distwest Godavari 1 East Godavari 3 Eluru 1 Ernapadu 1 Gannavaram Ap 1 Giddalur 1 Gidijala Dist Visakhapatnam 1 Gollaprolu Dist East Godavari 1 Gudivadaap 1 Gudur 1 Guntur 8 Hindupurap 1 Hyderabad 37 Inkollu 1 Jaddangi Disteast Godavari 1 Jaggayyapet Krishna Distt Ap 1 Jangareddygudem 1 Jyothinagar Dist Karimnagar 1 Kakinada 5 Kampasamudram Distnellore 1 Kancharapalem Ap 1 Kandukur Prakasam Distt Ap 1 Kankipadu Ap 1 Karim Nagar 1 Kavali 2 Kayampeta Chittoor 1 Khajipet 1 Khammam Ap 1 Kothapalem Distguntur 1 Krishna 5 Kurnool 9 Macherla Guntur Distt 1 Machilipatnam 1 Madanapalli Ap 1 Mahbubnagar Ap 1 Mandapeta Ap 1 Markapur Distt Prakasam Ap 1 Nalgon 1 Nandigama 1 Nandyal 1 Narasaraopet Guntur Dist 1 Narendrapuram Dist East Godavari 1 Narsapur 1 Narsipatnam Ap 1 Nazarpet Dist Guntur 1 Nellore 4 Nidadavolu 1 Nizamabad 1 Ntr 2 Nutakki Distguntur 1 Nuzvid Krishna Dist Ap 1 Ongole 1 Palakoderu Dist West Godavari 1 Palakol Dist West Godavari 1 Parvathipuram Manyam 1 Passivedala Dist West Godavari 1 Pedamunagal Dist Nalgonda 1 Peddavadlapudi Distguntur 1 Pentapadu Ap 1 Piduguralla Guntur Distt 1 Ponnur Guntur Dist 1 Prakasam 1 Rajam Ap 1 Rajamundry 3 Rangareddy Ap 1 Ravulapalem Ap 1 Repalle 1 Sabbavaram Visakhapatnam Dist 1 Salur 1 Samalkot Ap 1 Sangareddy Ap 1 Sattenapalli 1 Secunderabad 3 Shadnagar Mahaboobnagar District Ap 1 Siddipet Ap 1 Sri Sathya Sai 1 Srikakulam 4 Srikalahasthi 1 Srungavarapukota Ap 1 Tadepalligudem 1 Tanuku 1 Tenali 1 Tirupathi 5 Uppada 1 Vadapalli Distwest Godavari 1 Vanapalli Disteast Godavari 1 Vellaturap 1 Vijayawada 4 Vinukondaap 1 Visakhapatnam 4 Vishakapatnam 14 Vishakhapatnam 3 Vizianagaram 6 Vuyyuru Andhra Pradesh 1 Warangal 3 West Godavari 4 West Godavari Ap 1 West Kameng 1 Zahirabad Ap 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse Bank of India branches in other states, visit the Bank of India MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.

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Frequently Asked Questions — Bank of India MICR Codes in Andhra Pradesh