Bank of India IFSC Codes in Andhra Pradesh — All Cities

Q: How many Bank of India branches are in Andhra Pradesh?

Bank of India has 242 branches across 129 cities in Andhra Pradesh, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

Q: How do I find the IFSC code for my Bank of India branch in Andhra Pradesh?

To find your Bank of India IFSC code in Andhra Pradesh: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Bank of India passbook, the cheque leaf, or your net banking account details.

Q: What is the IFSC code used for at Bank of India branches in Andhra Pradesh?

The Bank of India IFSC code in Andhra Pradesh is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Bank of India account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Q: Is the IFSC code the same for all Bank of India branches in Andhra Pradesh?

No. Every Bank of India branch in Andhra Pradesh has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Bank of India in Andhra Pradesh share the same 4-letter bank code but always have different branch codes.

Q: What is the minimum amount for RTGS using a Bank of India Andhra Pradesh IFSC code?

RTGS transfers to Bank of India branches in Andhra Pradesh require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Bank of India branch in Andhra Pradesh where the recipient's account is held.

Q: Do Bank of India IFSC codes in Andhra Pradesh change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Bank of India has been involved in a merger, some Andhra Pradesh branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Bank of India account in Andhra Pradesh, verify the IFSC is still active on the RBI's official IFSC lookup.

Q: Can I use any Bank of India Andhra Pradesh branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Bank of India branch where your account is held — not any branch in Andhra Pradesh. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

Q: How do I verify my Bank of India IFSC code in Andhra Pradesh?

You can verify your Bank of India branch IFSC code in Andhra Pradesh three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Bank of India passbook — IFSC code is printed alongside your account number. (3) Log into Bank of India internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Bank of India has 242 branches across 129 cities in Andhra Pradesh. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Bank of India Andhra Pradesh Live Data

242 Branches in Andhra Pradesh

129 Cities Covered

100% IFSC Coverage

RBI Verified Data

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Bank of India

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Bank of India IFSC Codes in Andhra Pradesh — Complete City Directory

Bank of India operates 242 branches across 129 cities in Andhra Pradesh, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India Andhra Pradesh IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Andhra Pradesh.

Whether you are sending money to a Bank of India account in Andhra Pradesh via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in Andhra Pradesh where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in Andhra Pradesh

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Andhra Pradesh page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in Andhra Pradesh Has a Different IFSC Code

Every Bank of India branch in Andhra Pradesh has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in Andhra Pradesh or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Bank of India branch in Andhra Pradesh unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in Andhra Pradesh — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India Andhra Pradesh IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in Andhra Pradesh

When someone wants to send money to your Bank of India account in Andhra Pradesh via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in Andhra Pradesh via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India Andhra Pradesh branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in Andhra Pradesh from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in Andhra Pradesh. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in Andhra Pradesh — Which to Use

Both codes identify a Bank of India branch in Andhra Pradesh but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Bank of India MICR codes across Andhra Pradesh, visit the Bank of India MICR directory for Andhra Pradesh. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Andhra Pradesh with Bank of India IFSC Codes

Bank of India has a presence in 129 cities across Andhra Pradesh with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Addanki 1 Adilabad 1 Adoni 1 Amadalavalasa Dist Srikakulam 1 Amalapuram Ap 1 Anand 1 Anantapur Ap 1 Anaparthy Ap 1 Annamayya 1 Arundalpet 1 Atchuthapuram 1 Bachupally Rr Distt 1 Bapatla Distt Guntur 1 Bapulapadu Hanuman Junction Ap 1 Benz Circle 1 Bhimavaram 1 Boduppalap 1 Chenchupeta Dist Guntur 1 Cherukupalli Dist Guntur 1 Chevella District Ranga Reddy 1 Chilakaluripeta 1 Chirala Ap 1 Chittoor 5 Chodavaram Dist Visakhapatnam 1 Cuddapah 2 Cuddappah 1 Darbhagudem 1 Darsi Ap 1 Dharamavaram Ap 1 Dommeru Dist West Godavari 1 Dubacherala Distwest Godavari 1 East Godavari 3 Eluru 1 Ernapadu 1 Gannavaram Ap 1 Giddalur 1 Gidijala Dist Visakhapatnam 1 Gollaprolu Dist East Godavari 1 Gudivadaap 1 Gudur 1 Guntur 8 Hindupurap 1 Hyderabad 37 Inkollu 1 Jaddangi Disteast Godavari 1 Jaggayyapet Krishna Distt Ap 1 Jangareddygudem 1 Jyothinagar Dist Karimnagar 1 Kakinada 5 Kampasamudram Distnellore 1 Kancharapalem Ap 1 Kandukur Prakasam Distt Ap 1 Kankipadu Ap 1 Karim Nagar 1 Kavali 2 Kayampeta Chittoor 1 Khajipet 1 Khammam Ap 1 Kothapalem Distguntur 1 Krishna 5 Kurnool 9 Macherla Guntur Distt 1 Machilipatnam 1 Madanapalli Ap 1 Mahbubnagar Ap 1 Mandapeta Ap 1 Markapur Distt Prakasam Ap 1 Nalgon 1 Nandigama 1 Nandyal 1 Narasaraopet Guntur Dist 1 Narendrapuram Dist East Godavari 1 Narsapur 1 Narsipatnam Ap 1 Nazarpet Dist Guntur 1 Nellore 4 Nidadavolu 1 Nizamabad 1 Ntr 2 Nutakki Distguntur 1 Nuzvid Krishna Dist Ap 1 Ongole 1 Palakoderu Dist West Godavari 1 Palakol Dist West Godavari 1 Parvathipuram Manyam 1 Passivedala Dist West Godavari 1 Pedamunagal Dist Nalgonda 1 Peddavadlapudi Distguntur 1 Pentapadu Ap 1 Piduguralla Guntur Distt 1 Ponnur Guntur Dist 1 Prakasam 1 Rajam Ap 1 Rajamundry 3 Rangareddy Ap 1 Ravulapalem Ap 1 Repalle 1 Sabbavaram Visakhapatnam Dist 1 Salur 1 Samalkot Ap 1 Sangareddy Ap 1 Sattenapalli 1 Secunderabad 3 Shadnagar Mahaboobnagar District Ap 1 Siddipet Ap 1 Sri Sathya Sai 1 Srikakulam 4 Srikalahasthi 1 Srungavarapukota Ap 1 Tadepalligudem 1 Tanuku 1 Tenali 1 Tirupathi 5 Uppada 1 Vadapalli Distwest Godavari 1 Vanapalli Disteast Godavari 1 Vellaturap 1 Vijayawada 4 Vinukondaap 1 Visakhapatnam 4 Vishakapatnam 14 Vishakhapatnam 3 Vizianagaram 6 Vuyyuru Andhra Pradesh 1 Warangal 3 West Godavari 4 West Godavari Ap 1 West Kameng 1 Zahirabad Ap 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — Bank of India IFSC Codes in Andhra Pradesh

How many Bank of India branches are in Andhra Pradesh?

How do I find the IFSC code for my Bank of India branch in Andhra Pradesh?

What is the IFSC code used for at Bank of India branches in Andhra Pradesh?

Is the IFSC code the same for all Bank of India branches in Andhra Pradesh?

What is the minimum amount for RTGS using a Bank of India Andhra Pradesh IFSC code?

Do Bank of India IFSC codes in Andhra Pradesh change after a bank merger?

Can I use any Bank of India Andhra Pradesh branch IFSC code for NEFT?

How do I verify my Bank of India IFSC code in Andhra Pradesh?