XCEL FEDERAL CREDIT UNION Routing Number in BLOOMFIELD, NJ

1 XCEL FEDERAL CREDIT UNION routing number found in BLOOMFIELD, NJ. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 XCEL FEDERAL CREDIT UNION BLOOMFIELD, NJ Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

XCEL FEDERAL CREDIT UNION — BLOOMFIELD, NJ — Select Routing Number

1 routing number

XCEL FEDERAL CREDIT UNION Routing Number in BLOOMFIELD, NJ

XCEL FEDERAL CREDIT UNION has 1 routing number registered in BLOOMFIELD, NJ with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies XCEL FEDERAL CREDIT UNION's BLOOMFIELD processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The XCEL FEDERAL CREDIT UNION routing number for BLOOMFIELD, NJ is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the XCEL FEDERAL CREDIT UNION BLOOMFIELD Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your XCEL FEDERAL CREDIT UNION account.
  • Wire transfer: Confirm with XCEL FEDERAL CREDIT UNION's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your XCEL FEDERAL CREDIT UNION check against the number shown here to confirm accuracy.

Why XCEL FEDERAL CREDIT UNION May Have This Routing Number in BLOOMFIELD

XCEL FEDERAL CREDIT UNION uses a single routing number for BLOOMFIELD, NJ — assigned by the ABA to identify this specific XCEL FEDERAL CREDIT UNION processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct XCEL FEDERAL CREDIT UNION office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about XCEL FEDERAL CREDIT UNION BLOOMFIELD routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with XCEL FEDERAL CREDIT UNION directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About XCEL FEDERAL CREDIT UNION in BLOOMFIELD, NJ

XCEL FEDERAL CREDIT UNION serves customers in BLOOMFIELD, NJ through its local banking network. The routing number listed on this page are the ABA-registered identifier for XCEL FEDERAL CREDIT UNION's BLOOMFIELD operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse XCEL FEDERAL CREDIT UNION routing numbers in other cities in NJ, visit the XCEL FEDERAL CREDIT UNION NJ directory. For all XCEL FEDERAL CREDIT UNION states, see the XCEL FEDERAL CREDIT UNION routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — XCEL FEDERAL CREDIT UNION Routing Numbers in BLOOMFIELD