WINDSOR LOCKS FCU Routing Number 211180159 — WINDSOR LOCKS, CT
The ABA routing number 211180159 belongs to WINDSOR LOCKS FCU in WINDSOR LOCKS, CT. Use for ACH transfers, direct deposits, and check payments.
WINDSOR LOCKS FCU
WINDSOR LOCKS, CT 06096
ABA Routing Number
211180159
Routing Number Breakdown
About Routing Number 211180159 — WINDSOR LOCKS FCU
Routing number 211180159 is the official 9-digit ABA routing number registered to WINDSOR LOCKS FCU at 516 SPRING STREET, WINDSOR LOCKS, CT 06096. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 211180159
The 9-digit number 211180159 is structured in three segments: 2111 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling WINDSOR LOCKS FCU's transactions. 8015 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to WINDSOR LOCKS FCU. 9 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 211180159
- Direct Deposit — Payroll and Government Payments: Provide routing number 211180159 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 211180159 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every WINDSOR LOCKS FCU personal check in WINDSOR LOCKS — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with WINDSOR LOCKS FCU whether 211180159 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 211180159 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find WINDSOR LOCKS FCU's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 211180159 Is Correct
Before using 211180159 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a WINDSOR LOCKS FCU personal check — the routing number must match. (2) Log into WINDSOR LOCKS FCU online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more WINDSOR LOCKS FCU routing numbers in CT or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 211180159
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a WINDSOR LOCKS FCU account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every WINDSOR LOCKS FCU personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
